11057 W Harbor Watch Loop, Crystal River, FL 34428 Property Records

Citrus County property record for 11057 W Harbor Watch Loop, Crystal River, FL 34428

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 1,074 sqft · built 1990
Lot Size0.019 acres (865 sqft)
OwnerOwner Name on File
Last Sale$58,000 (Nov 2010)
Tax Bill$2,548 (2025)
Flood ZoneZone AE (high risk)
APN17E-18S-17-44440-044.0

Property Details

APN / Parcel Number

Primary APN17E-18S-17-44440-044.0
Alternative APNs
  • 1718S17E444400440
  • 2608625

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,074 sqft Living Area
1st Floor Area1,084 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1995
Architectural StyleHigh Rise
Exterior MaterialStucco
Construction TypeWood
Foundation TypeFooting
Roof TypeHip
Roof MaterialFiberglass
Lot Area865 sqft (0.019 acres)
Garage TypeCarport
CarportCarport
Carport Area232 sqft

Exterior Amenities

PorchOpen Porch
Porch Area36 sqft
Deck Area80 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2608625
Old Parcel Number1718S17E444400440
Street Address11057 W HARBOR WATCH LOOP
CityCRYSTAL RIVER
StateFL
Zip34428-6234
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePDR PLANNED DEVELOPMENT(S
Legal DescriptionPELICAN COVE CONDO DECL IN OR BK 773 PG 1695 PHASE 4 UNIT 44
Legal Range17E
Legal Township18S
Legal Section18
Legal SubdivisionPELICAN COVE CONDOS PHASE 4
Legal Phase4
Legal Lot Number44
Legal Unit44
JurisdictionCITRUS FL
Township / Civil DivisionCRYSTAL RIVER
Census Block Group1
Census Block1006
Census Tract450501

Owner

The current owner of 11057 W Harbor Watch Loop bought it in November 2010.

Source: Citrus County records, as of December 10, 2025

Owner of RecordOwner Name on File
Mailing Address33016 HIGHWAY 121, FOLKSTON, GA 31537-4914

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2010 · Amount on File
Deed SaleNov 29, 2010 · Amount on File
Prior SaleSep 23, 2010
Deed Document Number2010052324
Deed Book / Page2389 / 2277
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 11057 W Harbor Watch Loop was $2,548, up 5.2% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,548.00 (+5.25%)$158,844 (-) Building $158,844$158,844 (-) Building $158,844
2024$2,421.00 (+4.62%)$158,844 (-0.02%) Building $158,844$158,844 (-0.02%) Building $158,844
2023$2,314.00 (+9.51%)$158,874 (+2.01%) Building $158,874$158,874 (+2.01%) Building $158,874
2022$2,113.00$155,738 Building $155,738$155,738 Building $155,738

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11057 W Harbor Watch Loop in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 376 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies468 units insured
incl. 92 condo units
Nearby Flood Claims428 (1993–2025)
Most Recent ClaimApr 2025 · rainfall accumulation
Claims by Event
  • Hurricane Helene, Sep 2024 · 231 claims
  • Hurricane Idalia, Sep 2023 · 146 claims
  • Hurricane Hermine, Sep 2016 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11057 W Harbor Watch Loop is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEADOW WOOD WATER
private · serves 86 people · EPA ID FL6092338
Water SourceGroundwater
Last State InspectionJul 2023
LeadUnder 1 ppb (2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Harbor Watch Loop

Nearby Streets

Search Property Records by Address or Parcel Number