11047 W Harbor Watch Loop, Crystal River, FL 34428 Property Records

Citrus County property record for 11047 W Harbor Watch Loop, Crystal River, FL 34428

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 2,050 sqft · built 1990
Lot Size	0.044 acres (1,923 sqft)
Owner	2 Trust Names on File
Last Sale	$335,000 (Apr 2023)
Tax Bill	$4,170 (2025)
Deeds & Mortgages	Sep 2026 Sale Apr 2023 Sale
Flood Zone	Zone AE (high risk)
APN	`17E-18S-17-44440-040.0`

Property Details

APN / Parcel Number

Primary APN	`17E-18S-17-44440-040.0`
Alternative APNs	`17E-18S-17-0000-44440-0400` `1718S17E444400400` `2550139`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,050 sqft Living Area
1st Floor Area	1,055 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	1,923 sqft (0.044 acres)
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft

Exterior Amenities

Porch	Slab
Porch Area	52 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2550139
Street Address	11047 W HARBOR WATCH LOOP
City	CRYSTAL RIVER
State	FL
Zip	34428-6234
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PDR
Legal Description	PELICAN COVE CONDO DECL IN OR BK 773 PG 1695 PHASE FOUR UNITS 40 & 41 DESC IN OR BK 893 PG 204 & OR BK 1581 PG 1812
Legal Range	17E
Legal Township	18S
Legal Section	18
Legal Subdivision	PELICAN COVE CONDOS PHASE 4
Legal Phase	4
Legal Block	44440
Legal Lot Number	400
Legal Unit	4
Jurisdiction	CITRUS FL
Township / Civil Division	CRYSTAL RIVER
Census Block Group	1
Census Block	1006
Census Tract	450501

Owner

11047 W Harbor Watch Loop, a condominium, is held in a trust since August 2026.

Source: Citrus County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	9403 HANLON RD, ODESSA, FL 33556-4804
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 14, 2023	Warranty Deed, Transfer FIRST INTERNATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2023 · Amount on File
Deed Sale	Apr 14, 2023 · Amount on File
Prior Sale	Nov 14, 2006 · Amount on File
Deed Document Number	202321590
Deed Book / Page	3370 / 1542
Last Transfer Date	Aug 31, 2026
Transfer Doc	0000053713
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 8, 2026
Property Address	11047 W HARBOR WATCH LOOP, CRYSTAL RIVER, FL 34428-6234
Document Number	0000053713
Book / Page	3704 / 2343
Instrument Date	Aug 31, 2026
Instrument	202653713
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	9403 HANLON RD, ODESSA, FL 33556-4804

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 14, 2023
Property Address	11047 W HARBOR WATCH LOOP, CRYSTAL RIVER, FL 34428-6234
Document Number	0033701542
Book / Page	3370 / 1542
Map Reference	MB 773 PG 1695
Instrument Date	Apr 7, 2023
Instrument	2023021590
Transaction Type	Transfer
Record Updated	May 4, 2023
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$2,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 459, LAKE PARK, GA 31636-0459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19717 GUNN HWY, ODESSA, FL 33556-4517

Tax Assessment & Valuation

The 2025 property tax bill for 11047 W Harbor Watch Loop was $4,170, up 2.3% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,170.00 (+2.31%)	$268,190 (+1.22%) Building $268,190	$268,190 (+1.22%) Building $268,190
2024	$4,076.00 (+5.98%)	$264,970 (-0.11%) Building $264,970	$264,970 (-0.11%) Building $264,970
2023	$3,846.00 (+16.23%)	$265,250 (+17.45%) Building $265,250	$265,250 (+17.45%) Building $265,250
2022	$3,309.00	$225,849 Building $225,849	$225,849 Building $225,849

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11047 W Harbor Watch Loop in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 376 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	468 units insured incl. 92 condo units
Nearby Flood Claims	428 (1993–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Hurricane Helene, Sep 2024 · 231 claims Hurricane Idalia, Sep 2023 · 146 claims Hurricane Hermine, Sep 2016 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11047 W Harbor Watch Loop is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEADOW WOOD WATER private · serves 86 people · EPA ID FL6092338
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Harbor Watch Loop

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