11035 W Harbor Watch Loop, Crystal River, FL 34428 Property Records

Citrus County property record for 11035 W Harbor Watch Loop, Crystal River, FL 34428

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 1,084 sqft · built 1992
Lot Size0.02 acres (866 sqft)
OwnerIndividual Name on Record
Last Sale$74,800 (Sep 1993)
Tax Bill$2,572 (2025)
Flood ZoneZone AE (high risk)
APN17E-18S-17-44440-035.0

Property Details

APN / Parcel Number

Primary APN17E-18S-17-44440-035.0
Alternative APNs
  • 17E-18S-17-0000-44440-0350
  • 1718S17E444400350
  • 2550082

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,084 sqft Living Area
1st Floor Area524 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1997
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeFooting
Roof TypeHip
Roof MaterialFiberglass
Lot Area866 sqft (0.02 acres)
Garage TypeCarport
Garage Area232 sqft
CarportCarport
Carport Area232 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area36 sqft
Deck Area100 sqft
Patio Area100 sqft
Utility Building10 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number2550082
Street Address11035 W HARBOR WATCH LOOP
CityCRYSTAL RIVER
StateFL
Zip34428-6234
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePDR
Legal DescriptionPELICAN COVE CONDO OR BK 773 PG 1695 PHASE FOUR UNIT 35
Legal Range17E
Legal Township18S
Legal Section18
Legal SubdivisionPELICAN COVE CONDOS PHASE 4
Legal Phase4
Legal Block44440
Legal Lot Number350
Legal Unit35
JurisdictionCITRUS FL
Township / Civil DivisionCRYSTAL RIVER
Census Block Group1
Census Block1006
Census Tract450501

Owner

Source: Citrus County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3803 SWEETWATER CIR, VALDOSTA, GA 31602-0839
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 1993 · Amount on Record
Deed SaleSep 1, 1993 · Amount on Record
Deed Book / Page1000 / 314
Last Transfer DateJan 3, 2008
Transfer Doc0021861400
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,572.00 (+5.19%)$160,444 (-) Building $160,444$160,444 (-) Building $160,444
2024$2,445.00 (+4.67%)$160,444 (-) Building $160,444$160,444 (-) Building $160,444
2023$2,336.00 (+9.52%)$160,444 (+2.01%) Building $160,444$160,444 (+2.01%) Building $160,444
2022$2,133.00$157,279 Building $157,279$157,279 Building $157,279

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 376 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies468 units insured
incl. 92 condo units
Nearby Flood Claims428 (1993–2025)
Most Recent ClaimApr 2025 · rainfall accumulation
Claims by Event
  • Hurricane Helene, Sep 2024 · 231 claims
  • Hurricane Idalia, Sep 2023 · 146 claims
  • Hurricane Hermine, Sep 2016 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEADOW WOOD WATER
private · serves 86 people · EPA ID FL6092338
Water SourceGroundwater
Last State InspectionJul 2023
LeadUnder 1 ppb (2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Harbor Watch Loop

Nearby Streets

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