1105 Veramonte Dr, Matthews, NC 28104 Property Records

Union County property record for 1105 Veramonte Dr, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,796 sqft · built 2015
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$780,000 (Mar 2021)
Tax Bill	$5,057 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-045-186`

Property Details

APN / Parcel Number

Primary APN	`06-045-186`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,796 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1105 VERAMONTE DR
City	MATTHEWS
State	NC
Zip	28104-6245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 WESLE
Legal Description	#42 QUINTESSA PH3 MP3 OPCI532
Legal Subdivision	QUINTESSA
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2018
Census Tract	21021

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1105 VERAMONTE DR, MATTHEWS, NC 28104-6245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
May 19, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2021 · Amount on Record
Deed Sale	Mar 3, 2021 · Amount on Record
Prior Sale	Jul 1, 2015 · Amount on Record
Deed Document Number	20219791
Deed Book / Page	8009 / 899
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 3, 2021
Property Address	1105 VERAMONTE DR, MATTHEWS, NC 28104-6245
Document Number	0008009899
Book / Page	8009 / 899
Map Reference	CAB I FILE 532-535
Instrument Date	Feb 26, 2021
Instrument	9791
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	NOT AVAILABLE, CAROLINA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1105 VERAMONTE DR, 1105, WESLEY CHAPEL, NC 28104-6245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 VERAMONTE DR, WESLEY CHAPEL, NC 28104-6245

Mortgage

Document Number	0000009792
Date	Mar 3, 2021
Instrument	9792

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1105 VERAMONTE DR, MATTHEWS, NC 28104-6245
Document Number	6941268
Book / Page	006941 / 000268
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 VERAMONTE DR MATTHEWS NC 281046245, MATTHEWS, NC 28104-6245

Mortgage

Document Number	6941268
Date	May 30, 2017
Book Page	006941/000268
Instrument	14925

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,057.00 (+12.33%)	$1,038,300 (+47.23%) Land $242,500 Building $795,800	$1,038,300 (+47.23%) Land $242,500 Building $795,800
2023	$4,502.00	$705,200 Land $150,700 Building $554,500	$705,200 Land $150,700 Building $554,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTWOOD FOREST MHP private · serves 375 people · EPA ID NC0160137
Water Source	Groundwater
Last State Inspection	Apr 2026
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Windstream.

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