1101 Veramonte Dr, Matthews, NC 28104 Property Records

Union County property record for 1101 Veramonte Dr, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,032 sqft · built 2005
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on File
Last Sale	$670,000 (Sep 2020)
Tax Bill	$4,945 (2025)
Deeds & Mortgages	Sep 2023 Transfer Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-045-184`

Property Details

APN / Parcel Number

Primary APN	`06-045-184`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,032 sqft Living Area
1st Floor Area	1,837 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Lot Area	50,094 sqft (1.15 acres)
Garage Type	Attached
Garage Area	747 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	225 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1101 VERAMONTE DR
City	MATTHEWS
State	NC
Zip	28104-6245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 WESLE
Legal Description	#40 QUINTESSA PH3 MP3 OPCI532
Legal Subdivision	QUINTESSA
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2018
Census Tract	21021

Owner

1101 Veramonte Dr is owned and occupied by an individual who acquired it in September 2023.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1101 VERAMONTE DR, MATTHEWS, NC 28104-6245
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Intrafamily Transfer, Transfer
Sep 23, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2020 · Amount on File
Deed Sale	Sep 23, 2020 · Amount on File
Prior Sale	Dec 23, 2013 · Amount on File
Deed Document Number	202037861
Deed Book / Page	7819 / 305
Last Transfer Date	Sep 8, 2023
Transfer Doc	0008779777
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Sep 12, 2023
Property Address	1101 VERAMONTE DR, MATTHEWS, NC 28104-6245
Document Number	0008779777
Book / Page	8779 / 777
Map Reference	CAB I FILE 532
Instrument Date	Sep 8, 2023
Instrument	22236
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1101 VERAMONTE DR, MATTHEWS, NC 28104-6245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 VERAMONTE DR, MATTHEWS, NC 28104-6245

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 23, 2020
Property Address	1101 VERAMONTE DR, MATTHEWS, NC 28104-6245
Document Number	0007819305
Book / Page	7819 / 305
Map Reference	CAB I FILE 532
Instrument Date	Sep 14, 2020
Instrument	37861
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2810 RIDGE TOP RD, 2810, BOYNE CITY, MI 49712-9283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 VERAMONTE DR, MATTHEWS, NC 28104-6245

Mortgage

Document Number	0000037862
Date	Sep 23, 2020
Instrument	37862

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1101 Veramonte Dr was $4,945.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,015,200 (-) Land $244,400 Building $770,800	$1,015,200 (-) Land $244,400 Building $770,800
2025	$4,945.00	$1,015,200 Land $244,400 Building $770,800	$1,015,200 Land $244,400 Building $770,800
2023	$4,514.00	$707,200 (-) Land $152,000 Building $555,200	$707,200 (-) Land $152,000 Building $555,200
2022	$4,514.00	$707,200 Land $152,000 Building $555,200	$707,200 Land $152,000 Building $555,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1101 Veramonte Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1101 Veramonte Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTWOOD FOREST MHP private · serves 375 people · EPA ID NC0160137
Water Source	Groundwater
Last State Inspection	Apr 2026
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Windstream.

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