1102 Veramonte Dr, Matthews, NC 28104 Property Records

Union County property record for 1102 Veramonte Dr, Matthews, NC 28104 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	5 bd · 3.5 ba · 4,320 sqft · built 2016
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$920,000 (May 2021)
Tax Bill	$5,372 (2025)
Deeds & Mortgages	May 2021 Sale May 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-045-188`

Property Details

APN / Parcel Number

Primary APN	`06-045-188`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,320 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	201 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1102 VERAMONTE DR
City	MATTHEWS
State	NC
Zip	28104-6245
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 38 QUINTESSA PH3 MP3 OPCI532 OPCL204
Legal Subdivision	QUINTESSA
Legal Lot Number	38
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2017
Census Tract	21021

Owner

Source: Union County records · APN 06-045-188

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1102 VERAMONTE DR, MATTHEWS, NC 28104-6245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Warranty Deed, Transfer
May 11, 2017	Special Warranty Deed, Subdivision Related Transfer · ARM STATE EMPLOYEES CU
May 04, 2017	Quit Claim Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Prior Sale	May 11, 2017 · Amount on Record
Deed Document Number	202123497
Deed Book / Page	8104 / 521
Record Updated	Jun 08, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 18, 2021
Property Address	1102 VERAMONTE DR, MATTHEWS, NC 28104-6245
Document Number	0008104521
Book / Page	8104 / 521
Map Reference	CAB L FILE 204
Instrument Date	May 18, 2021
Instrument	23497
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Tax	$1,840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 ABBOTSBURY CT, 113, WAXHAW, NC 28173-6524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 VERAMONTE DR, WESLEY CHAPEL, NC 28104-6245

May 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 11, 2017
Property Address	1102 VERAMONTE DR, MATTHEWS, NC 28104-6245
Document Number	0006930204
Book / Page	6930 / 204
Map Reference	CAB L FILE 204
Instrument Date	May 11, 2017
Instrument	0013061
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,262.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5615 POTTER RD, 5615, MATTHEWS, NC 28104-0508

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1102 VERAMONTE DR, WESLEY CHAPEL, NC 28104-6245

Mortgage

Document Number	0000013062
Date	May 11, 2017
Instrument	0013062

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

May 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	May 04, 2017
Property Address	1102 VERAMONTE DR, MATTHEWS, NC 28104-6245
Document Number	6925336
Book / Page	006925 / 000336
Instrument Date	May 04, 2017
Instrument	12269
Record Updated	Jul 05, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8601 N SCOTTSDALE RD #225 SCOTTSDALE AZ 852532727, 225, SCOTTSDALE, AZ 85253-2727
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,372.00 (+9.77%)	$1,103,000 (+43.86%) Land $241,300 Building $861,700	$1,103,000 (+43.86%) Land $241,300 Building $861,700
2023	$4,894.00	$766,700 Land $149,900 Building $616,800	$766,700 Land $149,900 Building $616,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790210212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 101 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Uniti Group, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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