1105 Sinclair Pointe, Saint Simons Island, GA 31522 Property Records

Glynn County property record for 1105 Sinclair Pointe, Saint Simons Island, GA 31522

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,586 sqft · built 2015
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$770,000 (Jan 2024)
Tax Bill	$7,475 (2026)
Deeds & Mortgages	May 2025 Mortgage Jul 2021 Mortgage + 6 more
Flood Zone	Zone X (moderate risk)
APN	`04-14307`

Property Details

APN / Parcel Number

Primary APN	`04-14307`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,586 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	552 sqft
Porch	Porch
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1105 SINCLAIR POINTE
City	SAINT SIMONS ISLAND
State	GA
Zip	31522-5592
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 25 SINCLAIR POINTE
Legal Subdivision	SINCLAIR POINTE
Legal Block	20
Legal Lot Number	25
Jurisdiction	GLYNN GA
Township / Civil Division	ST. SIMONS
Census Block Group	1
Census Block	1029
Census Tract	301

Owner

Source: Glynn County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	358 SAINT ANNIES LN, SAINT SIMONS ISLAND, GA 31522-5513
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage NORTHERN TRUST
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO
Mar 26, 2025	Quit Claim Deed, Transfer Quitclaim
Jan 23, 2024	Warranty Deed, Transfer
May 27, 2022	Warranty Deed, Transfer
May 27, 2022	Warranty Deed, Transfer
May 27, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL
Jun 20, 2017	Grant Deed, Transfer · Conventional Mortgage BRAND MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2024 · Amount on Record
Deed Sale	Jan 23, 2024 · Amount on Record
Prior Sale	Jun 13, 2022 · Amount on Record
Deed Book / Page	4926 / 500
Last Transfer Date	Feb 26, 2025
Transfer Doc	0050930336
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLYNN GA
Property Address	1105 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5592
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 SINCLAIR POINTE, ST SIMONS ISLAND, GA 31522-5592

Mortgage

Document Number	0051100000000287
Date	May 1, 2025
Book Page	0000005110/0000000287

Lender

Name	NORTHERN TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	May 1, 2020

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLYNN GA
Property Address	1105 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5592
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5592

Mortgage

Document Number	0044900000000364
Date	Jul 2, 2021
Book Page	0000004490/0000000364

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLYNN GA
Recording Date	Mar 26, 2025
Property Address	1105 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5592
Document Number	0050930336
Book / Page	5093 / 336
Instrument Date	Feb 26, 2025
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 SINCLAIR POINTE, ST SIMONS ISLAND, GA 31522-5592

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLYNN GA
Recording Date	Jan 23, 2024
Property Address	1105 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5592
Document Number	0049260500
Book / Page	4926 / 500
Instrument Date	Jan 19, 2024
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 SINCLAIR POINTE, ST SIMONS ISLAND, GA 31522-5592

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLYNN GA
Recording Date	May 27, 2022
Property Address	1105 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5592
Document Number	0047000268
Book / Page	4700 / 268
Instrument Date	May 27, 2022
Instrument	2022-002596
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16260 N 71ST ST, SCOTTSDALE, AZ 85254-1591
Investor	Possibly a Property Investor

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLYNN GA
Recording Date	May 27, 2022
Property Address	1105 SINCLAIR POINTE, ST SIMONS ISLAND, GA 31522-5592
Document Number	0047000271
Book / Page	4700 / 271
Instrument Date	May 27, 2022
Instrument	2022-002597
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 SINCLAIR POINTE, ST SIMONS ISLAND, GA 31522-5592

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLYNN GA
Recording Date	May 27, 2022
Property Address	1105 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5592
Document Number	0047000271
Book / Page	4700 / 271
Instrument Date	May 27, 2022
Instrument	2022-002597
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 SINCLAIR POINTE, ST SIMONS ISLAND, GA 31522-5592

Mortgage

Document Number	632022007870
Date	May 27, 2022
Instrument	0632022007870

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2052

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GLYNN GA
Recording Date	Jun 20, 2017
Property Address	1105 SINCLAIR POINTE, ST SIMONS ISLAND, GA 31522-5592
Document Number	0037570285
Book / Page	003757 / 000285
Instrument Date	Jun 16, 2017
Instrument	7050
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$469.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 SINCLAIR POINTE ST SIMONS ISLAND GA 315225592, ST SIMONS ISLAND, GA 31522-5592

Mortgage

Document Number	37570287
Date	Jun 20, 2017
Book Page	003757/000287
Instrument	7051

Lender

Name	BRAND MTG
Type	Mortgage Company
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2047

Tax Assessment & Valuation

Source: Glynn County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Glynn County
Unified School District	Glynn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,475.00 (+2.74%)	$298,080 (+2.73%) Land $46,000 Building $252,080	$745,200 (+2.73%) Land $115,000 Building $630,200
2025	$7,276.00 (+23.74%)	$290,160 (+9%) Land $38,000 Building $252,160	$725,400 (+9%) Land $95,000 Building $630,400
2023		$266,200 (+13.53%) Land $38,000 Building $228,200	$665,500 (+13.53%) Land $95,000 Building $570,500
2022	$5,880.00	$234,480 Land $38,000 Building $196,480	$586,200 Land $95,000 Building $491,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 784 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,092 units insured incl. 308 condo units
Nearby Flood Claims	41 (2013–2022)
Most Recent Claim	Nov 2022 · tidal / storm surge
Claims by Event	Hurricane Irma, Sep 2017 · 33 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 89% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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