1105 Fishlock Ave, Findlay, OH 45840 Property Records

Hancock County property record for 1105 Fishlock Ave, Findlay, OH 45840 · Last verified June 2026

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,020 sqft · built 2003
Lot Size	0.245 acres (10,681 sqft)
Owner	Company Name on File
Tax Bill	$2,638 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2022 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`1011-203-12-003.000`

Property Details

APN / Parcel Number

Primary APN	`1011-203-12-003.000`
Alternative APN	`210001031464`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,020 sqft Living Area
1st Floor Area	1,084 sqft
2nd Floor Area	936 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,681 sqft (0.245 acres)
Lot Dimensions	120 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1105 FISHLOCK AVE
City	FINDLAY
State	OH
Zip	45840-6452
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	NATURAL GAS ADD PT L12404-12406 & PT L12417-12419 & PT ALY
Legal Subdivision	NATURAL GAS ADD
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4014
Census Tract	700

Owner

Source: Hancock County records · APN 1011-203-12-003.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	421 SCARLET OAK DR, FINDLAY, OH 45840-7186
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON
Dec 19, 2022	Warranty Deed, Transfer FLAG CITY TITLE AGENCY INC
Apr 22, 2020	Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1105 FISHLOCK AVE, FINDLAY, OH 45840-6452
Transaction Type	Mortgage
Record Updated	Aug 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02604/2794
Date	Jul 14, 2023
Book Page	2604/2794
Instrument	202300004674

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	FINDLAY, OH 45840

Agreement

Amount	Amount Recorded

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Dec 19, 2022
Property Address	1105 FISHLOCK AVE, FINDLAY, OH 45840-6452
Document Number	02599/5480
Book / Page	2599 / 5480
Instrument Date	Dec 12, 2022
Instrument	202200010917
Transaction Type	Transfer
Record Updated	Dec 30, 2022
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1503, FINDLAY, OH 45839-1503

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1105 FISHLOCK AVE, FINDLAY, OH 45840-6452
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2567/3484
Date	Apr 22, 2020
Book Page	2567/3484
Instrument	202000003433

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	FINDLAY, OH 45840

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 13, 2030

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,638.00 (+13.71%)	$83,880 (+31.99%) Land $8,020 Building $75,860	$239,660 (+32%) Land $22,920 Building $216,740
2023	$2,320.00	$63,550 Land $6,080 Building $57,470
2022			$181,560 Land $17,360 Building $164,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390630007004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 44 individual NFIP policies nearby
Nearby Flood Policies	44 in force
Nearby Flood Claims	125 (1981–2019)
Claims Outside the SFHA	11 of 125
Most Recent Claim	Apr 2019, rainfall accumulation
Claims By Storm	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 67 claims

Wildfire

Wildfire Risk	Low above 4% of the US · above 19% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 344 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
HDER Link	Fixed Wireless (unlicensed)	500 / 500
Verizon	Fixed Wireless	300 / 20
Defiance Holdings	Fixed Wireless	200 / 50
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Benton Ridge Telephone Company, AT&T, Amplex Electric, Defiance Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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