1026 Fishlock Ave, Findlay, OH 45840 Property Records

Hancock County property record for 1026 Fishlock Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,318 sqft · built 1995
Lot Size	0.244 acres (10,607 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Nov 2025)
Tax Bill	$2,545 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2023 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`1011-203-01-001.001`

Property Details

APN / Parcel Number

Primary APN	`1011-203-01-001.001`
Alternative APN	`590001011850`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,318 sqft Living Area
1st Floor Area	1,318 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,607 sqft (0.244 acres)
Lot Dimensions	208 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	85 sqft
Deck Area	315 sqft
Patio Area	315 sqft
Balcony Area	14 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1026 FISHLOCK AVE
City	FINDLAY
State	OH
Zip	45840-6428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NATURAL GAS ADD LOT 12372-12375 N51FT & PT ALY
Legal Subdivision	NATURAL GAS ADD
Legal Lot Number	12372
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4029
Census Tract	700

Owner

1026 Fishlock Ave is owned and occupied by an individual who bought it in November 2025.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1026 FISHLOCK AVE, FINDLAY, OH 45840-6428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage MILLSTREAM AREA CU INC
Apr 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK FCU
Apr 13, 2012	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 3, 2025	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
May 16, 2019	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2025 · Amount on File
Deed Sale	Nov 3, 2025 · Amount on File
Prior Sale	May 16, 2019 · Amount on File
Deed Document Number	20259144
Deed Book / Page	2624 / 291
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1026 FISHLOCK AVE, FINDLAY, OH 45840-6428
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02578/2967
Date	Feb 9, 2021
Book Page	2578/2967
Instrument	202100001615

Lender

Name	MILLSTREAM AREA CU INC
Type	Credit Union
Address	FINDLAY, OH 45840

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1026 FISHLOCK AVE, FINDLAY, OH 45840-6428
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002602/726
Date	Apr 10, 2023
Book Page	2602/726
Instrument	202300002180

Lender

Name	HANCOCK FCU
Type	Credit Union
Address	FINDLAY, OH 45840

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 5, 2033

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1026 FISHLOCK AVE, FINDLAY, OH 45840-6428
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	WHITMAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02416/2006
Date	Apr 13, 2012
Book Page	2416/2006
Instrument	201200003634

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2042

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Nov 3, 2025
Property Address	1026 FISHLOCK AVE, FINDLAY, OH 45840-6428
Document Number	002624/291
Book / Page	2624 / 291
Map Reference	MB 2557 PG 1305
Instrument Date	Oct 20, 2025
Instrument	202500009144
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 FISHLOCK AVE, FINDLAY, OH 45840-6428

Mortgage

Document Number	202500009145
Date	Nov 3, 2025
Instrument	202500009145

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	May 16, 2019
Property Address	1026 FISHLOCK AVE, FINDLAY, OH 45840-6428
Document Number	2557/1305
Book / Page	2557 / 1305
Instrument Date	May 14, 2019
Instrument	201900003754
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ASSURED OH TITLE AGENCY INC, ASSURED TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 FISHLOCK AVE, FINDLAY, OH 45840-6428

Mortgage

Document Number	201900003755
Date	May 16, 2019
Instrument	201900003755

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1026 Fishlock Ave was $2,545 with a homeowner's exemption, up 13.9% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,545.00 (+13.92%)	$83,020 (+31.99%) Land $5,300 Building $77,720	$237,210 Land $15,150 Building $222,060
2024	$2,234.00 (-0.13%) Homeowner's exemption	$62,900 (-) Land $4,020 Building $58,880
2023	$2,237.00 Homeowner's exemption	$62,900 Land $4,020 Building $58,880
2022			$179,710 Land $11,480 Building $168,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1026 Fishlock Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	125 (1981–2019)
Claims Outside the SFHA	11 of 125
Most Recent Claim	Apr 2019 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1026 Fishlock Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Amplex Wireless, Watch TV.

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