1108 Fishlock Ave, Findlay, OH 45840 Property Records

Hancock County property record for 1108 Fishlock Ave, Findlay, OH 45840

Property Summary

Property Type	Duplex
Details	2 bd · 3 ba · 2,232 sqft · built 1998
Lot Size	0.368 acres (16,017 sqft)
Owner	Company Name on Record
Last Sale	$134,000 (Jul 2019)
Tax Bill	$2,642 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`1011-203-01-003.001`

Property Details

APN / Parcel Number

Primary APN	`1011-203-01-003.001`
Alternative APN	`590001017203`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,232 sqft Living Area
1st Floor Area	1,152 sqft
2nd Floor Area	1,080 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,017 sqft (0.368 acres)
Lot Dimensions	208 ft deep x 77 ft wide
Terrain	Low
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1108 FISHLOCK AVE
City	FINDLAY
State	OH
Zip	45840-6430
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	NATURAL GAS ADD LOT 12400-03 S69' & PT ALY
Legal Subdivision	NATURAL GAS ADD
Legal Lot Number	12400
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4029
Census Tract	700

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	13267 TOWNSHIP ROAD 108, FINDLAY, OH 45840-9723
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage THE PEOPLES BANK CO
Jul 2, 2019	Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2019 · Amount on Record
Deed Sale	Jul 2, 2019 · Amount on Record
Prior Sale	Nov 19, 2013 · Amount on Record
Deed Document Number	20195285
Deed Book / Page	2559 / 563
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Dec 29, 2022
Property Address	1108 FISHLOCK AVE, FINDLAY, OH 45840-6430
Document Number	002600/745
Book / Page	2600 / 745
Instrument Date	Dec 28, 2022
Instrument	202200011180
Transaction Type	Transfer
Record Updated	Jan 6, 2023
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13267 TOWNSHIP ROAD 108, FINDLAY, OH 45840-9723

Mortgage

Document Number	202200011181
Date	Dec 29, 2022
Instrument	202200011181

Lender

Name	THE PEOPLES BANK CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2043

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 2, 2019
Property Address	1108 FISHLOCK AVE, FINDLAY, OH 45840-6430
Document Number	02559/0563
Book / Page	2559 / 0563
Instrument Date	Jun 26, 2019
Instrument	201900005285
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 JASPER LN, MEDINA, OH 44256-2160

Mortgage

Document Number	201900005286
Date	Jul 2, 2019
Instrument	201900005286

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,642.00 (+13.73%)	$83,990 (+32%) Land $7,120 Building $76,870	$239,970 (+32%) Land $20,330 Building $219,640
2023	$2,323.00	$63,630 Land $5,390 Building $58,240
2022			$181,800 Land $15,400 Building $166,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	125 (1981–2019)
Claims Outside the SFHA	11 of 125
Most Recent Claim	Apr 2019 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Amplex Wireless, Watch TV.

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