1105 Decker Dr, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 1105 Decker Dr, Fate, TX 75189

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,333 sqft · built 2017
Lot Size	0.138 acres (6,007 sqft)
Owner	2 Individual Names on File
Last Sale	$181,400 (Feb 2018)
Tax Bill	$6,321 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R91745`

Property Details

APN / Parcel Number

Primary APN	`R91745`
Alternative APNs	`S5352-000P-0002-00-0R` `91745`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,333 sqft Living Area
Gross Area	2,816 sqft
1st Floor Area	2,333 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,007 sqft (0.138 acres)
Lot Dimensions	115 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	46 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1105 DECKER DR
City	FATE
State	TX
Zip	75189-4571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODCREEK PH 6C, BLOCK P, LOT 2
Legal Subdivision	WOODCREEK PH 6C
Legal Tract	2
Legal Block	P
Legal Lot Number	2
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	1
Census Block	1000
Census Tract	40405

Owner

1105 Decker Dr is owned and occupied by two individuals who bought it in February 2018.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1105 DECKER DR, FATE, TX 75189-4571
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAPITAL GROUP INC
May 21, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Feb 23, 2018	Vendor's Lien, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2018 · Amount on File
Deed Sale	Feb 23, 2018 · Amount on File
Deed Document Number	20183189
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1105 DECKER DR, FATE, TX 75189-4571
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009151
Date	Apr 15, 2021
Instrument	20210000009151

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1105 DECKER DR, FATE, TX 75189-4571
Document Number	0000012817
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1105 DECKER DR FATE TX 751894571, FATE, TX 75189-4571

Mortgage

Document Number	0000012817
Date	Jun 17, 2020
Instrument	12817

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2050

February 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Feb 23, 2018
Property Address	1105 DECKER DR, FATE, TX 75189-4571
Document Number	0000003189
Map Reference	DOC20170000004888
Instrument Date	Feb 23, 2018
Instrument	20180000003189
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 DECKER DR, FATE, TX 75189-4571

Mortgage

Document Number	0000003190
Date	Feb 23, 2018
Instrument	20180000003190

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1105 Decker Dr was $6,321 with exemptions applied, down 0.9% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,804 (-) Land $93,100 Building $233,704	$326,804 (-) Land $93,100 Building $233,704
2025	$6,321.00 (-0.86%) Homeowner's exemption	$326,804 Land $93,100 Building $233,704	$326,804 Land $93,100 Building $233,704
2024	$6,376.00 (+10.69%)
2023	$5,760.00 Homeowner's exemption	$356,282 Land $117,600 Building $238,682	$356,282 Land $117,600 Building $238,682
2021	$6,283.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1105 Decker Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1105 Decker Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FATE serves 29,285 people · EPA ID TX1990006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
Peoples Communications Fixed Wireless	150 / 30

May also be available: Nextlink.

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