1108 Decker Dr, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 1108 Decker Dr, Fate, TX 75189

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,051 sqft · built 2017
Lot Size	0.133 acres (5,793 sqft)
Owner	Individual Name on File
Last Sale	$220,100 (Dec 2017)
Tax Bill	$5,856 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R91785`

Property Details

APN / Parcel Number

Primary APN	`R91785`
Alternative APNs	`S5352-000Q-0021-00-0R` `91785`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,051 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	2,051 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,793 sqft (0.133 acres)
Lot Dimensions	110 ft deep x 53 ft wide
Garage Type	Attached
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1108 DECKER DR
City	FATE
State	TX
Zip	75189-4568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODCREEK PH 6C, BLOCK Q, LOT 21
Legal Subdivision	WOODCREEK PH 6C
Legal Tract	21
Legal Block	Q
Legal Lot Number	21
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	1
Census Block	1015
Census Tract	40405

Owner

1108 Decker Dr is owned and occupied by an individual who bought it in December 2017.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	1108 DECKER DR, FATE, TX 75189-4568
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 26, 2019	Loan Modification, Mortgage · FHA Mortgage CALIBER HM LOANS
Jul 10, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 19, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2017 · Amount on File
Deed Sale	Dec 19, 2017 · Amount on File
Deed Document Number	201723288
Prior Transfer Date	Dec 14, 2017
Prior Transfer Doc	0000023288
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1108 DECKER DR, FATE, TX 75189-4568
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 DECKER DR, FATE, TX 75189-4568

Mortgage

Document Number	0000017303
Date	Oct 13, 2023
Instrument	20230000017303

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Nov 1, 2063

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKWALL TX
Property Address	1108 DECKER DR, FATE, TX 75189-4568
Document Number	0000012631
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 DECKER DR FATE TX 751894568, FATE, TX 75189-4568

Mortgage

Document Number	0000012631
Date	Jul 30, 2019
Instrument	12631

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2049

Interest

Rate	4.62%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1108 DECKER DR, FATE, TX 75189-4568
Document Number	0000013073
Instrument Date	Jul 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 DECKER DR FATE TX 751894568, FATE, TX 75189-4568

Mortgage

Document Number	0000013073
Date	Aug 2, 2019
Instrument	13073

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Dec 19, 2017
Property Address	1108 DECKER DR, FATE, TX 75189-4568
Document Number	0000023288
Instrument Date	Dec 14, 2017
Instrument	23288
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 DECKER DR FATE TX 751894568, FATE, TX 75189-4568

Mortgage

Document Number	23289
Date	Dec 19, 2017
Instrument	23289

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1108 Decker Dr was $5,856 with a homeowner's exemption, down 13% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,806 (-2.01%) Land $78,400 Building $223,406	$301,806 (-2.01%) Land $78,400 Building $223,406
2025	$5,856.00 (-12.96%) Homeowner's exemption	$308,000 Land $93,100 Building $214,900	$308,000 Land $93,100 Building $214,900
2024	$6,728.00 (+10.59%)
2023	$6,084.00 Homeowner's exemption	$362,962 Land $117,600 Building $245,362	$362,962 Land $117,600 Building $245,362
2021	$6,590.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1108 Decker Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1108 Decker Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FATE serves 29,285 people · EPA ID TX1990006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
Peoples Communications Fixed Wireless	150 / 30

May also be available: Nextlink.

Nearby Properties on Decker Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures