1092 Decker Dr, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 1092 Decker Dr, Fate, TX 75189

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,562 sqft · built 2017
Lot Size	0.126 acres (5,502 sqft)
Owner	Individual Name on File
Last Sale	$262,802 (Aug 2025)
Tax Bill	$2,951 (2025)
Deeds & Mortgages	Aug 2025 Second Mortgage Aug 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R91781`

Property Details

APN / Parcel Number

Primary APN	`R91781`
Alternative APNs	`S5352-000Q-0017-00-0R` `91781`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,562 sqft Living Area
Gross Area	2,059 sqft
1st Floor Area	1,562 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1092 DECKER DR
City	FATE
State	TX
Zip	75189-4564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODCREEK PH 6C, BLOCK Q, LOT 17
Legal Subdivision	WOODCREEK PH 6C
Legal Tract	17
Legal Block	Q
Legal Lot Number	17
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	1
Census Block	1015
Census Tract	40405

Owner

1092 Decker Dr is owned and occupied by an individual who bought it in August 2025.

Source: Rockwall County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1092 DECKER DR, FATE, TX 75189-4564
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Aug 14, 2025	Vendor's Lien, Transfer · FHA Mortgage RIGHT START MORTGAGE INC
Jan 26, 2018	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2025 · Amount on File
Deed Sale	Aug 14, 2025 · Amount on File
Prior Sale	Jan 26, 2018 · Amount on File
Deed Document Number	202514560
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1092 DECKER DR, FATE, TX 75189-4564
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1092 DECKER DR, FATE, TX 75189-4564

Mortgage

Document Number	0000014562
Date	Aug 14, 2025
Instrument	20250000014562

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	36 Months
Due	Aug 12, 2028

August 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Aug 14, 2025
Property Address	1092 DECKER DR, FATE, TX 75189-4564
Document Number	0000014560
Map Reference	CAB J SL 123-124
Instrument Date	Aug 12, 2025
Instrument	20250000014560
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1092 DECKER DR, FATE, TX 75189-4564

Mortgage

Document Number	0000014561
Date	Aug 14, 2025
Instrument	20250000014561

Lender

Name	RIGHT START MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

January 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jan 26, 2018
Property Address	1092 DECKER DR, FATE, TX 75189-4564
Document Number	0000001530
Map Reference	DOC20170000004888
Instrument Date	Jan 26, 2018
Instrument	20180000001530
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1092 DECKER DR, FATE, TX 75189-4564

Mortgage

Document Number	0000001531
Date	Jan 26, 2018
Instrument	20180000001531

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1092 Decker Dr was $2,951, down 21.2% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,260 (-7.56%) Land $78,400 Building $183,860	$262,260 (-7.56%) Land $78,400 Building $183,860
2025	$2,951.00 (-21.22%) Homeowner's exemption Senior Citizen's exemption	$283,702 Land $93,100 Building $190,602	$283,702 Land $93,100 Building $190,602
2024	$3,746.00 (+3.62%)
2023	$3,615.00 Homeowner's exemption Senior Citizen's exemption	$317,405 Land $117,600 Building $199,805	$317,405 Land $117,600 Building $199,805
2021	$4,846.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1092 Decker Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1092 Decker Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FATE serves 29,285 people · EPA ID TX1990006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
Peoples Communications Fixed Wireless	150 / 30

May also be available: Nextlink.

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