11048 Chaplestone Rd, Whitehouse, OH 43571 Property Records

Lucas County property record for 11048 Chaplestone Rd, Whitehouse, OH 43571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,785 sqft · built 2004
Lot Size	0.279 acres (12,164 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Jun 2018)
Tax Bill	$3,389 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`98-40277`

Property Details

APN / Parcel Number

Primary APN	`98-40277`
Alternative APN	`47052109`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,785 sqft Living Area
1st Floor Area	1,785 sqft
Basement Area	1,006 sqft

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Slab (Mat/Raft)
Lot Area	12,164 sqft (0.279 acres)
Lot Width	90 ft Width
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11048 CHAPLESTONE RD
City	WHITEHOUSE
State	OH
Zip	43571-9303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	23-R3
Legal Description	VILLAGE MEADOWS PLAT THREE LOT 107
Legal Subdivision	VILLAGE MEADOWS
Legal Lot Number	107
Jurisdiction	LUCAS OH
Township / Civil Division	WATERVILLE
Census Block Group	1
Census Block	1023
Census Tract	8904

Owner

11048 Chaplestone Rd is owned and occupied by an individual who bought it in June 2018.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Mailing Address	11048 CHAPLESTONE RD, WHITEHOUSE, OH 43571-9303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK
Jun 25, 2018	Warranty Deed, Transfer · FHA Mortgage HOME SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2018 · Amount on File
Deed Sale	Jun 25, 2018 · Amount on File
Prior Sale	Aug 31, 2009 · Amount on File
Deed Document Number	18104814
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	11048 CHAPLESTONE RD, WHITEHOUSE, OH 43571-9303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059886
Date	Dec 31, 2020
Instrument	202012310059886

Lender

Name	PREMIER BANK
Type	Bank
Address	YOUNGSTOWN, OH 44503

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jun 25, 2018
Property Address	11048 CHAPLESTONE RD, WHITEHOUSE, OH 43571-9303
Document Number	0000027214
Map Reference	VOL152 PG74
Instrument Date	Jun 22, 2018
Instrument	201806250027214
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	PERRUPBURG TITLE BOX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$796.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11048 CHAPLESTONE RD, WHITEHOUSE, OH 43571-9303

Mortgage

Document Number	0000027215
Date	Jun 25, 2018
Instrument	201806250027215

Lender

Name	HOME SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 11048 Chaplestone Rd was $3,389, up 4.9% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Waterville Township
Municipality	Whitehouse Village
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,389.00 (+4.89%)	$66,920 (-) Land $10,640 Building $56,280
2024	$3,231.00 (-14.46%)	$66,920 (-3.63%) Land $10,640 Building $56,280	$191,200 Land $30,400 Building $160,800
2023	$3,777.00 (-0.94%)	$69,440 (-) Land $9,205 Building $60,235
2022	$3,813.00 Homeowner's exemption	$69,440 Land $9,205 Building $60,235
2021			$198,400 Land $26,300 Building $172,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11048 Chaplestone Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11048 Chaplestone Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEHOUSE VILLAGE serves 5,200 people · EPA ID OH4801612
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Oct 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless.

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