11040 Chaplestone Rd, Whitehouse, OH 43571 Property Records

Lucas County property record for 11040 Chaplestone Rd, Whitehouse, OH 43571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,086 sqft · built 2003
Lot Size	0.279 acres (12,164 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jun 2020)
Tax Bill	$5,107 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Jan 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`98-40276`

Property Details

APN / Parcel Number

Primary APN	`98-40276`
Alternative APN	`47052108`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,086 sqft Living Area
1st Floor Area	1,078 sqft
2nd Floor Area	1,008 sqft
Basement Area	1,078 sqft

Exterior

Year Built	Built 2003
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	12,164 sqft (0.279 acres)
Lot Width	90 ft Width
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11040 CHAPLESTONE RD
City	WHITEHOUSE
State	OH
Zip	43571-9303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	23-R3
Legal Description	VILLAGE MEADOWS PLAT THREE LOT 106
Legal Subdivision	VILLAGE MEADOWS
Legal Lot Number	106
Jurisdiction	LUCAS OH
Township / Civil Division	WATERVILLE
Census Block Group	1
Census Block	1023
Census Tract	8904

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	11040 CHAPLESTONE RD, WHITEHOUSE, OH 43571-9303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2020 · Amount on Record
Deed Sale	Jun 19, 2020 · Amount on Record
Prior Sale	Jan 11, 2017
Deed Document Number	202006190024257
Record Updated	Jun 8, 2026

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LUCAS OH
Recording Date	Jun 19, 2020
Property Address	11040 CHAPLESTONE RD, WHITEHOUSE, OH 43571-9303
Document Number	0000024257
Map Reference	VOL 152 PG 74
Instrument Date	Jun 15, 2020
Instrument	202006190024257
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	11040 CHAPLESTONE RD, WHITEHOUSE, OH 43571-9303

Mortgage

Document Number	0000024258
Date	Jun 19, 2020
Instrument	202006190024258

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUCAS OH
Recording Date	Jan 11, 2017
Property Address	11040 CHAPLESTONE RD, WHITEHOUSE, OH 43571-9303
Document Number	0000001331
Instrument Date	Sep 21, 2016
Instrument	1331
Transaction Type	Transfer
Record Updated	Feb 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11040 CHAPLESTONE RD WHITEHOUSE OH 435719303, WHITEHOUSE, OH 43571-9303

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Waterville Township
Municipality	Whitehouse Village
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,107.00 (+4.65%)	$101,080 (-) Land $10,115 Building $90,965
2024	$4,880.00 (+30.06%)	$101,080 (+46.52%) Land $10,115 Building $90,965	$288,800 (+46.52%) Land $28,900 Building $259,900
2023	$3,752.00 (-0.95%)	$68,985 (-) Land $7,140 Building $61,845
2022	$3,788.00 Homeowner's exemption	$68,985 Land $7,140 Building $61,845
2021			$197,100 Land $20,400 Building $176,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEHOUSE VILLAGE serves 5,200 people · EPA ID OH4801612
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Oct 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless.

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