11013 Chaplestone Rd, Whitehouse, OH 43571 Property Records

Lucas County property record for 11013 Chaplestone Rd, Whitehouse, OH 43571

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,150 sqft · built 2003
Lot Size	0.638 acres (27,800 sqft)
Owner	Individual Name on Record
Last Sale	$299,900 (Oct 2021)
Tax Bill	$5,823 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage May 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`98-40271`

Property Details

APN / Parcel Number

Primary APN	`98-40271`
Alternative APN	`47052103`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,150 sqft Living Area
1st Floor Area	1,050 sqft
2nd Floor Area	1,100 sqft
Basement Area	1,050 sqft
Finished Basement	950 sqft

Exterior

Year Built	Built 2003
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	27,800 sqft (0.638 acres)
Lot Width	78 ft Width
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11013 CHAPLESTONE RD
City	WHITEHOUSE
State	OH
Zip	43571-9300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	23-R3
Legal Description	VILLAGE MEADOWS PLAT THREE LOT 101
Legal Subdivision	VILLAGE MEADOWS
Legal Lot Number	101
Jurisdiction	LUCAS OH
Township / Civil Division	WATERVILLE
Census Block Group	1
Census Block	1022
Census Tract	8904

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	11013 CHAPLESTONE RD, WHITEHOUSE, OH 43571-9300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
May 6, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jul 28, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2021 · Amount on Record
Deed Sale	Oct 5, 2021 · Amount on Record
Prior Sale	Nov 8, 2007
Deed Document Number	202110050052719
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 5, 2021
Property Address	11013 CHAPLESTONE RD, WHITEHOUSE, OH 43571-9300
Document Number	0000052719
Map Reference	VOL 152 PG 74
Instrument Date	Sep 30, 2021
Instrument	202110050052719
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	11013 CHAPLESTONE RD, WHITEHOUSE, OH 43571-9300

Mortgage

Document Number	0000052720
Date	Oct 5, 2021
Instrument	202110050052720

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	11013 CHAPLESTONE RD, WHITEHOUSE, OH 43571-9300
Transaction Type	Mortgage
Record Updated	May 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022959
Date	May 6, 2021
Instrument	202105060022959

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Apr 22, 2031

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	11013 CHAPLESTONE RD, WHITEHOUSE, OH 43571-9300
Document Number	0000035155
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Sep 15, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11013 CHAPLESTONE RD WHITEHOUSE OH 435719300, WHITEHOUSE, OH 43571-9300

Mortgage

Document Number	0000035155
Date	Aug 11, 2017
Instrument	35155

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Aug 10, 2032

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Waterville Township
Municipality	Whitehouse Village
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,823.00 (+4.58%)	$115,325 (-) Land $14,560 Building $100,765
2024	$5,568.00 (+5.16%)	$115,325 (+18.4%) Land $14,560 Building $100,765	$329,500 (+18.4%) Land $41,600 Building $287,900
2023	$5,295.00 (-0.95%)	$97,405 (-) Land $12,075 Building $85,330
2022	$5,346.00 Homeowner's exemption	$97,405 Land $12,075 Building $85,330
2021			$278,300 Land $34,500 Building $243,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEHOUSE VILLAGE serves 5,200 people · EPA ID OH4801612
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Oct 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless.

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