Howard County property record for 11044 Harding Rd, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,388 sqft · built 1952 |
| Lot Size | 0.995 acres (43,342 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $419,900 (Aug 2005) |
| Tax Bill | $6,636 (2026) |
| Deeds & Mortgages | Oct 2019 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-391273 |
| Primary APN | 06-391273 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,388 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 43,342 sqft (0.995 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 648 sqft |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 391273 |
|---|---|
| Street Address | 11044 HARDING RD |
| City | LAUREL |
| State | MD |
| Zip | 20723-2034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | .995 A 11044 HARDING RD LAUREL |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 606805 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 11044 HARDING RD, LAUREL, MD 20723-2034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 11, 2019 | Deed of Trust, Mortgage · Line of Credit NASA FCU |
| Mar 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2005 · Amount on Record |
| Deed Sale | Aug 31, 2005 · Amount on Record |
| Prior Sale | Jan 21, 2003 |
| Deed Document Number | 200561015 |
| Transfer Doc | 0000001486 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 11044 HARDING RD, LAUREL, MD 20723-2034 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | CU TITLE INSURANCE AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0189440330 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 18944/330 |
| Name | NASA FCU |
|---|---|
| Type | Credit Union |
| Address | BOWIE, MD 20716 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 28, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 11044 HARDING RD, LAUREL, MD 20723-2034 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | PREFERRED TITLE & ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 11044 HARDING RD, LAUREL, MD 20723-2034 |
| Document Number | 0202720467 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 20272/467 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2036 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,636.00 (-1.24%) Homeowner's exemption | $452,267 (+4.35%) | $490,000 (+13.06%) Land $311,100 Building $178,900 |
| 2025 | $6,719.00 (+62.85%) Homeowner's exemption | $433,400 (+11.47%) Land $261,100 Building $172,300 | $433,400 (-) Land $261,100 Building $172,300 |
| 2023 | $388,800 | $433,400 Land $261,100 Building $172,300 | |
| 2022 | $4,126.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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