11040 Harding Rd, Laurel, MD 20723 Property Records

Howard County property record for 11040 Harding Rd, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,440 sqft · built 2006
Lot Size	0.703 acres (30,622 sqft)
Owner	Individual Name on Record
Last Sale	$499,000 (Nov 2011)
Tax Bill	$10,165 (2025)
Flood Zone	Zone X (minimal risk)
APN	`06-397824`

Property Details

APN / Parcel Number

Primary APN	`06-397824`
Alternative APNs	`6397824` `397824`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,440 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	30,622 sqft (0.703 acres)
Garage Type	Basement
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	150 sqft
Deck Area	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	397824
Street Address	11040 HARDING RD
City	LAUREL
State	MD
Zip	20723-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 6 S 1 11040 HARDING RD COON MANOR
Legal Subdivision	COON MANOR
Legal Lot Number	6
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1001
Census Tract	606805

Owner

Source: Howard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11040 HARDING RD, LAUREL, MD 20723-2034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2011 · Amount on Record
Deed Sale	Nov 30, 2011 · Amount on Record
Prior Sale	Sep 6, 2005 · Amount on Record
Deed Book / Page	13610 / 111
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$688,433 (+5.7%)	$762,700 (+17.1%) Land $304,800 Building $457,900
2025	$10,165.00 (+57.09%) Homeowner's exemption	$651,300 (+8.51%) Land $254,800 Building $396,500	$651,300 (-) Land $254,800 Building $396,500
2023		$600,233	$651,300 Land $254,800 Building $396,500
2022	$6,471.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35