Howard County property record for 11028 Harding Rd, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,188 sqft · built 1959 |
| Lot Size | 0.674 acres (29,359 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Jan 1989) |
| Tax Bill | $4,340 (2026) |
| Deeds & Mortgages | Mar 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-399827 |
| Primary APN | 06-399827 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,188 sqft Total Area |
| Basement Area | 882 sqft |
| Finished Basement | 882 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 29,359 sqft (0.674 acres) |
| Porch | Porch |
| Porch Area | 390 sqft |
| Deck Area | 183 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 399827 |
|---|---|
| Street Address | 11028 HARDING RD |
| City | LAUREL |
| State | MD |
| Zip | 20723-2034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 5 S 1 11028 HARDING RD COON MANOR |
| Legal Subdivision | COON MANOR |
| Legal Lot Number | 5 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 606805 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11028 HARDING RD, LAUREL, MD 20723-2034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 1989 · Amount on Record |
| Deed Sale | Jan 30, 1989 · Amount on Record |
| Deed Book / Page | 1949 / 749 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 11028 HARDING RD, LAUREL, MD 20723-2034 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 11028 HARDING RD, LAUREL, MD 20723-2034 |
| Document Number | 0203070443 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 20307/443 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 477 Months |
| Due | Nov 30, 2060 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,340.00 (-28.49%) Homeowner's exemption | $414,600 (+5.87%) | $460,600 (+17.62%) Land $278,100 Building $182,500 |
| 2025 | $6,069.00 (+47.88%) Homeowner's exemption | $391,600 (+4.84%) Land $233,100 Building $158,500 | $391,600 (-) Land $233,100 Building $158,500 |
| 2023 | $373,533 | $391,600 Land $233,100 Building $158,500 | |
| 2022 | $4,104.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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