1104 Pine Valley Ct, Elgin, IL 60124 Property Records

Kane County property record for 1104 Pine Valley Ct, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,286 sqft · built 2007
OwnerIndividual Name on Record
Last Sale$245,000 (Jun 2015)
Tax Bill$9,370 (2025)
Deeds & MortgagesJul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN05-25-476-049

Property Details

APN / Parcel Number

Primary APN05-25-476-049

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,286 sqft Living Area
Basement Area1,003 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick
Construction TypeFrame
Garage TypeCarport
Garage Area436 sqft
CarportCarport
Carport Area436 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1104 PINE VALLEY CT
CityELGIN
StateIL
Zip60124-3118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBOWES CREEK COUNTRY CLUB PHASE 1 LT 116 AS DESC IN DOC 2007K033792
Legal SubdivisionBOWES CREEK COUNTRY CLUB
Legal Phase1
Legal Block1
Legal Lot Number116
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group1
Census Block1093
Census Tract850709

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1104 PINE VALLEY CT, ELGIN, IL 60124-3118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2015 · Amount on Record
Deed SaleJun 19, 2015 · Amount on Record
Prior SaleMar 26, 2007 · Amount on Record
Deed Document Number201531795
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1104 PINE VALLEY CT, ELGIN, IL 60124-3118
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031318
DateJul 18, 2019
Instrument2019K031318
Lender
NameAMERICAN BANK & TRUST CO
TypeBank
AddressDAVENPORT, IA 52807
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueAug 1, 2039
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,370.00 (+14.1%) Homeowner's exemption$129,100 (+7.79%) Land $19,860 Building $109,240$387,455 (+7.79%) Land $59,604 Building $327,851
2024$119,770 (+21.68%) Land $18,425 Building $101,345$359,454 (+21.73%) Land $55,297 Building $304,157
2022$8,212.00 (+4.17%) Homeowner's exemption$98,427 (+6.95%) Land $16,018 Building $82,409$295,281 (+6.95%) Land $48,054 Building $247,227
2021$7,883.00 Homeowner's exemption$92,028 Land $15,475 Building $76,553$276,084 Land $46,425 Building $229,659

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Metronet.

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