1102 Pine Valley Ct, Elgin, IL 60124 Property Records

Kane County property record for 1102 Pine Valley Ct, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,650 sqft · built 2007
Lot Size	0.038 acres (1,656 sqft)
Owner	Individual Name on Record
Last Sale	$355,500 (Jul 2007)
Tax Bill	$9,747 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-25-476-052`

Property Details

APN / Parcel Number

Primary APN	`05-25-476-052`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,650 sqft Living Area
Basement Area	1,041 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Frame
Lot Area	1,656 sqft (0.038 acres)
Garage Type	Carport
Garage Area	404 sqft
Carport	Carport
Carport Area	404 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1102 PINE VALLEY CT
City	ELGIN
State	IL
Zip	60124-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOWES CREEK COUNTRY CLUB PHASE 1 LT 116 AS DESC IN DOC 2007K076324
Legal Subdivision	BOWES CREEK COUNTRY CLUB
Legal Phase	1
Legal Block	1
Legal Lot Number	116
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1093
Census Tract	850709

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1102 PINE VALLEY CT, ELGIN, IL 60124-3118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2007 · Amount on Record
Deed Sale	Jul 24, 2007 · Amount on Record
Deed Document Number	200776324
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 30, 2026
Property Address	1102 PINE VALLEY CT, ELGIN, IL 60124-3118
Document Number	0000032560
Instrument Date	Jul 15, 2026
Instrument	202632560
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62,872.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 HOBART DR, SOUTH ELGIN, IL 60177-3047

Mortgage

Document Number	0000032561,
Date	Jul 30, 2026
Instrument	202632561

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,747.00 (+2.85%) Homeowner's exemption
2024	$9,477.00 (+12.73%)	$124,281 (+23.51%) Land $18,425 Building $105,856	$372,992 (+23.56%) Land $55,297 Building $317,695
2022	$8,407.00 (+4.19%) Homeowner's exemption	$100,621 (+6.97%) Land $16,018 Building $84,603	$301,863 (+6.97%) Land $48,054 Building $253,809
2021	$8,069.00 Homeowner's exemption	$94,065 Land $15,475 Building $78,590	$282,195 Land $46,425 Building $235,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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