1104 Clover Dr, Minooka, IL 60447 Property Records

Grundy County property record for 1104 Clover Dr, Minooka, IL 60447

Property Summary

Property Type	Single Family Home
Details	1,786 sqft · built 2005
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Sep 2022)
Tax Bill	$5,960 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-12-302-023`

Property Details

APN / Parcel Number

Primary APN	`03-12-302-023`

Interior

Building Area	1,786 sqft Total Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	1,742 sqft (0.04 acres)

Location & Zoning

Street Address	1104 CLOVER DR
City	MINOOKA
State	IL
Zip	60447-8253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE RIDGE SUB PHASE 1 UNIT 2 LT 342 SEC 12-34-8
Legal Range	08W
Legal Township	34N
Legal Section	12
Legal Subdivision	PRAIRIE RIDGE SUBDIVISION
Legal Phase	1
Legal Lot Number	342
Legal Unit	2
Jurisdiction	GRUNDY IL
Township / Civil Division	AUX SABLE
Census Block Group	2
Census Block	2002
Census Tract	102

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1104 CLOVER DR, MINOOKA, IL 60447-8253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage HUD
Sep 6, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Mar 11, 2019	Warranty Deed, Construction Loan · Conventional with PMI NUMARK CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2022 · Amount on Record
Deed Sale	Sep 6, 2022 · Amount on Record
Prior Sale	Mar 11, 2019 · Amount on Record
Deed Document Number	2022615442
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	1104 CLOVER DR, MINOOKA, IL 60447-8253
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000623933
Date	Feb 12, 2024
Instrument	623933

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Sep 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Sep 6, 2022
Property Address	1104 CLOVER DR, MINOOKA, IL 60447-8253
Document Number	0000615442
Map Reference	DOC 421160
Instrument Date	Aug 3, 2022
Instrument	615442
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 CLOVER DR, MINOOKA, IL 60447-8253

Mortgage

Document Number	0000615443
Date	Sep 6, 2022
Instrument	615443

Lender

Name	CROSSCOUNTRY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5.5%

March 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Mar 11, 2019
Property Address	1104 CLOVER DR, MINOOKA, IL 60447-8253
Document Number	0000583188
Instrument Date	Feb 22, 2019
Instrument	583188
Transaction Type	Construction Loan
Record Updated	Apr 1, 2019
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1104 CLOVER DR MINOOKA IL 604478253, MINOOKA, IL 60447-8253

Mortgage

Document Number	583189
Date	Mar 11, 2019
Instrument	583189

Lender

Name	NUMARK CU
Type	Credit Union
Address	CREST HILL, IL 60403

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Aux Sable Township
Municipality	Minooka Village
Elementary School District	Minooka Community Consolidated School District 201 (PK - 08)
Secondary School District	Minooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,960.00 (+38.35%)	$74,307 (+24.45%) Land $8,632 Building $65,675	$222,921 (+24.45%) Land $25,896 Building $197,025
2022	$4,308.00 Homeowner's exemption	$59,710 Land $6,936 Building $52,774	$179,130 Land $20,808 Building $158,322

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINOOKA serves 12,800 people · EPA ID IL0630550
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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