1106 Clover Dr, Minooka, IL 60447 Property Records

Grundy County property record for 1106 Clover Dr, Minooka, IL 60447

Property Summary

Property Type	Single Family Home
Details	1,573 sqft · built 2005
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$141,101 (Sep 2019)
Tax Bill	$5,478 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-12-302-024`

Property Details

APN / Parcel Number

Primary APN	`03-12-302-024`

Interior

Building Area	1,573 sqft Total Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	1,742 sqft (0.04 acres)

Location & Zoning

Street Address	1106 CLOVER DR
City	MINOOKA
State	IL
Zip	60447-8253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE RIDGE SUB PHASE 1 UNIT 2 LT 343 SEC 12-34-8
Legal Range	08W
Legal Township	34N
Legal Section	12
Legal Subdivision	PRAIRIE RIDGE SUBDIVISION
Legal Phase	1
Legal Lot Number	343
Legal Unit	2
Jurisdiction	GRUNDY IL
Township / Civil Division	AUX SABLE
Census Block Group	2
Census Block	2002
Census Tract	102

Owner

1106 Clover Dr is owned and occupied by an individual who bought it in September 2019.

Source: Grundy County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1106 CLOVER DR, MINOOKA, IL 60447-8253
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Nov 1, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 12, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 24, 2019	Warranty Deed, Construction Loan · Construction Mortgage FIRST CENTENNIAL MTG CO LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2019 · Amount on File
Deed Sale	Sep 24, 2019 · Amount on File
Deed Document Number	2019587395
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	1106 CLOVER DR, MINOOKA, IL 60447-8253
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	UNKNOWN, IL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000635565
Date	Nov 25, 2025
Instrument	635565

Lender

Name	LENDAGE LLC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate
Rate	10.7%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	1106 CLOVER DR, MINOOKA, IL 60447-8253
Transaction Type	Mortgage
Record Updated	Nov 16, 2022
Title Company	PMCREF

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000616530
Date	Nov 1, 2022
Instrument	616530

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.49%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	1106 CLOVER DR, MINOOKA, IL 60447-8253
Document Number	0000595671
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 CLOVER DR MINOOKA IL 604478253, MINOOKA, IL 60447-8253

Mortgage

Document Number	0000595671
Date	Sep 8, 2020
Instrument	595671

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2050

September 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Sep 24, 2019
Property Address	1106 CLOVER DR, MINOOKA, IL 60447-8253
Document Number	0000587395
Instrument Date	Aug 30, 2019
Instrument	587395
Transaction Type	Construction Loan
Record Updated	Jul 5, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 CLOVER DR, MINOOKA, IL 60447-8253

Mortgage

Document Number	0000587396
Date	Sep 24, 2019
Instrument	587396

Lender

Name	FIRST CENTENNIAL MTG CO LTD

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1106 Clover Dr was $5,478 with a homeowner's exemption.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Aux Sable Township
Municipality	Minooka Village
Elementary School District	Minooka Community Consolidated School District 201 (PK - 08)
Secondary School District	Minooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,478.00	$68,295 Land $8,632 Building $59,663	$204,885 Land $25,896 Building $178,989
2022	$3,920.00 Homeowner's exemption	$54,878 Land $6,936 Building $47,942	$164,634 Land $20,808 Building $143,826

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1106 Clover Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1106 Clover Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINOOKA serves 12,800 people · EPA ID IL0630550
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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