1098 Clover Dr, Minooka, IL 60447 Property Records

Grundy County property record for 1098 Clover Dr, Minooka, IL 60447

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,573 sqft · built 2005
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Dec 2021)
Tax Bill$5,343 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-12-302-021

Property Details

APN / Parcel Number

Primary APN03-12-302-021

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,573 sqft Total Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Lot Area1,742 sqft (0.04 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address1098 CLOVER DR
CityMINOOKA
StateIL
Zip60447-8252
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRAIRIE RIDGE SUB PHASE 1 UNIT 2 LT 340 SEC 12-34-8
Legal Range08W
Legal Township34N
Legal Section12
Legal SubdivisionPRAIRIE RIDGE SUBDIVISION
Legal Phase1
Legal Lot Number340
Legal Unit2
JurisdictionGRUNDY IL
Township / Civil DivisionAUX SABLE
Census Block Group2
Census Block2002
Census Tract102

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1098 CLOVER DR, MINOOKA, IL 60447-8252
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2021 · Amount on File
Deed SaleDec 16, 2021 · Amount on File
Prior SaleJun 18, 2015 · Amount on File
Deed Document Number2021609817
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRUNDY IL
Recording DateDec 16, 2021
Property Address1098 CLOVER DR, MINOOKA, IL 60447-8252
Document Number0000609817
Map ReferenceDOC 436308
Instrument DateDec 10, 2021
Instrument609817
Transaction TypeTransfer
Record UpdatedMar 2, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$277.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1098 CLOVER DR, MINOOKA, IL 60447-8252

Mortgage

Document Number0000609818
DateDec 16, 2021
Instrument609818
Lender
NameKAY MORTGAGE SERVICES INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate3.5%

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyGrundy County
County SubdivisionAux Sable Township
MunicipalityMinooka Village
Elementary School DistrictMinooka Community Consolidated School District 201 (PK - 08)
Secondary School DistrictMinooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,343.00 (+40.16%)$66,617 (+24.45%) Land $8,632 Building $57,985$199,851 (+24.45%) Land $25,896 Building $173,955
2022$3,812.00 Homeowner's exemption$53,530 Land $6,936 Building $46,594$160,590 Land $20,808 Building $139,782

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMINOOKA
serves 12,800 people · EPA ID IL0630550
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
AT&T
DSL
100 / 20

May also be available: T-Mobile, Verizon.

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