1103 Sperling Ave, Naples, FL 34103 Property Records

Collier County property record for 1103 Sperling Ave, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	851 sqft · built 1975
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$228,000 (Dec 2017)
Tax Bill	$2,080 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`639100 B 114A22`

Property Details

APN / Parcel Number

Primary APN	`639100 B 114A22`
Alternative APNs	`74760600006143200B114` `74760600006`

Interior

Stories	1 Story
Building Area	851 sqft Living Area
1st Floor Area	851 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Masonry / Concrete Block
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	135 ft deep x 50 ft wide

Location & Zoning

Street Address	1103 SPERLING AVE
City	NAPLES
State	FL
Zip	34103-2325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-6
Legal Description	SPERLINGS BLK B LOT 11 OR 528 PG 579
Legal Range	25
Legal Township	49
Legal Section	22
Legal Subdivision	SPERLING
Legal Tract	639100
Legal Block	B
Legal Lot Number	11
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3013
Census Tract	10300

Owner

Source: Collier County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1103 SPERLING AVE, NAPLES, FL 34103-2325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Dec 29, 2017	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2017 · Amount on Record
Deed Sale	Dec 29, 2017 · Amount on Record
Prior Sale	May 14, 2009 · Amount on Record
Deed Document Number	20175490416
Deed Book / Page	5463 / 2303
Prior Transfer Date	Dec 28, 2012
Prior Transfer Doc	0048913183
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1103 SPERLING AVE, NAPLES, FL 34103-2325
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 SPERLING AVE, NAPLES, FL 34103-2325

Mortgage

Document Number	0059153271
Date	Mar 26, 2021
Book Page	5915/3271
Instrument	6026285

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 29, 2017
Property Address	1103 SPERLING AVE, NAPLES, FL 34103-2325
Document Number	0054632303
Book / Page	5463 / 2303
Map Reference	MB4 DPG12
Instrument Date	Dec 26, 2017
Instrument	5490416
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	FIRST TITLE & ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,596.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6580 OLD DARBY TRL NE, 6580, ADA, MI 49301-8559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 SPERLING AVE, NAPLES, FL 34103-2325

Mortgage

Document Number	0005490417
Date	Dec 29, 2017
Instrument	5490417

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,080.00 (+2.51%) Homeowner's exemption	$230,582 (+5.99%)	$340,881 (-16.61%) Land $291,600 Building $49,281
2024	$2,029.00 (+1.45%)
2023	$2,000.00 (-1.43%) Homeowner's exemption	$217,557 (+3%)	$408,770 (+24.96%) Land $359,438 Building $49,332
2022	$2,029.00 Homeowner's exemption	$211,220	$327,131 Land $272,869 Building $54,262

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 141 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	141 in force
Nearby Flood Claims	68 (1979–2024)
Claims Outside the SFHA	33 of 68
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 42 claims Hurricane Wilma, Oct 2005 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

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