Collier County property record for 1097 Sperling Ave, Naples, FL 34103
| Property Type | Single Family Home |
|---|---|
| Details | 1,100 sqft · built 1961 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $540,000 (Jun 2026) |
| Tax Bill | $4,106 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jun 2022 Sale + 2 more |
| Flood Zone | Zone AH (high risk) |
| APN | 639100 B 104A22 |
| Primary APN | 639100 B 104A22 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Street Address | 1097 SPERLING AVE |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34103-2325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF-6 |
| Legal Description | SPERLINGS BLK B LOT 10 OR 577 PG 980 |
| Legal Range | 25 |
| Legal Township | 49 |
| Legal Section | 22 |
| Legal Subdivision | SPERLING |
| Legal Tract | 639100 |
| Legal Block | B |
| Legal Lot Number | 10 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 10300 |
Source: Collier County records · APN 639100 B 104A22
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1097 SPERLING AVE, NAPLES, FL 34103-2325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jun 15, 2026 | Warranty Deed, Transfer LUXOR TITLE, LUXRE TITLE LLC |
| Jun 16, 2022 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 01, 2018 | Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 15, 2026 · Amount on Record |
| Deed Sale | Jun 15, 2026 · Amount on Record |
| Prior Sale | Jun 16, 2022 · Amount on Record |
| Deed Document Number | 20266838292 |
| Deed Book / Page | 6599 / 605 |
| Prior Transfer Date | Dec 28, 2012 |
| Prior Transfer Doc | 0048913183 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Jun 15, 2026 |
| Property Address | 1097 SPERLING AVE, NAPLES, FL 34103-2325 |
| Document Number | 0006838292 |
| Book / Page | 6599 / 605 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20266838292 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | LUXOR TITLE, LUXRE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $381,780.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1097 SPERLING AVE, NAPLES, FL 34103-2325 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Jun 16, 2022 |
| Property Address | 1097 SPERLING AVE, NAPLES, FL 34103-2325 |
| Document Number | 0061413417 |
| Book / Page | 6141 / 3417 |
| Map Reference | MB 4 PG 12 |
| Instrument Date | Jun 13, 2022 |
| Instrument | 6269743 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 476 PALISADE DR, 476, MARINA, CA 93933-5203 |
| Name | Verified Name |
|---|---|
| Address | 4255 GULF SHORE BLVD N APT 201, 201, NAPLES, FL 34103-2226 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Oct 26, 2021 |
| Property Address | 1097 SPERLING AVE, NAPLES, FL 34103-2325 |
| Document Number | 0060312681 |
| Book / Page | 6031 / 2681 |
| Map Reference | MB 4 PG 12 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 6148734 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,870.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5199 CORTINA CT, 5199, NAPLES, FL 34103-8931 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 467 PALISADE DR, MARINA, CA 93933-5206 |
| Document Number | 60312683 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 6031/2683 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Aug 01, 2018 |
| Property Address | 1097 SPERLING AVE, NAPLES, FL 34103-2325 |
| Document Number | 0055382946 |
| Book / Page | 5538 / 2946 |
| Map Reference | MB4 PG12 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 5593878 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,939.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6580 OLD DARBY TRL NE, 6580, ADA, MI 49301-8559 |
| Name | Verified Name |
|---|---|
| Address | 5199 CORTINA CT, NAPLES, FL 34103-8931 |
| Document Number | 0005593879 |
|---|---|
| Date | Aug 01, 2018 |
| Instrument | 5593879 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2048 |
Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,106.00 (-11.13%) | $404,412 (-13.95%) Land $291,600 Building $112,812 | $404,412 (-13.95%) Land $291,600 Building $112,812 |
| 2024 | $4,620.00 (-4.94%) | ||
| 2023 | $4,860.00 (+12.6%) | $469,974 (+20.36%) Land $359,438 Building $110,536 | $469,974 (+20.36%) Land $359,438 Building $110,536 |
| 2022 | $4,316.00 | $390,487 Land $272,869 Building $117,618 | $390,487 Land $272,869 Building $117,618 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 141 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 141 in force |
| Nearby Flood Claims | 68 (1979–2024) |
| Claims Outside the SFHA | 33 of 68 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Lumen Technologies, Orlando Telephone Company.
Based on FCC filings for 340 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NAPLES WATER DEPT serves 83,804 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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