1089 Sperling Ave, Naples, FL 34103 Property Records

Collier County property record for 1089 Sperling Ave, Naples, FL 34103

Property Summary

Property TypeSingle Family Home
Details832 sqft · built 1954
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$360,000 (Apr 2024)
Tax Bill$3,689 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Flood ZoneZone AH (high risk)
APN639100 B 94A22

Property Details

APN / Parcel Number

Primary APN639100 B 94A22
Alternative APNs
  • 74760520005143200B94
  • 74760520005

Interior

Stories1 Story
Building Area832 sqft Living Area
Gross Area932 sqft
1st Floor Area832 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 2000
Construction TypeWood
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area100 sqft

Location & Zoning

Street Address1089 SPERLING AVE
CityNAPLES
StateFL
Zip34103-2325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF-6
Legal DescriptionSPERLINGS BLK B LOT 9
Legal Range25
Legal Township49
Legal Section22
Legal SubdivisionSPERLING
Legal Tract639100
Legal BlockB
Legal Lot Number9
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group3
Census Block3013
Census Tract10300

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1089 SPERLING AVE, NAPLES, FL 34103-2325
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2024 · Amount on Record
Deed SaleApr 23, 2024 · Amount on Record
Prior SaleDec 30, 1997 · Amount on Record
Deed Document Number20246536243
Deed Book / Page6352 / 543
Last Transfer DateMay 23, 2024
Transfer Doc0063633958
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateApr 23, 2024
Property Address1089 SPERLING AVE, NAPLES, FL 34103-2325
Document Number0063520543
Book / Page6352 / 543
Map ReferenceMB 4 PG 12
Instrument DateApr 19, 2024
Instrument6536243
Transaction TypeTransfer
Record UpdatedMay 14, 2024
Title CompanyOMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,520.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address369 W TWISTED OAKS DR, BEVERLY HILLS, FL 34465-3595

Transferred To (Grantee/Buyer)

NameVerified Name
Address1089 SPERLING AVE, NAPLES, FL 34103-2325

Mortgage

Document Number0006352545
DateApr 23, 2024
Instrument6352/545
Lender
NameSANDRAJ. SPRENGER TRUST
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$410,611 (+2.7%)$414,986 (+3.79%) Land $336,859 Building $78,127
2025$3,689.00 (+476.41%) Homeowner's exemption$399,816 (+421.57%) Land $291,600 Building $108,216$399,816 (-14.1%) Land $291,600 Building $108,216
2024$640.00 (+3.56%)
2023$618.00 (+2.83%) Homeowner's exemption$76,656 (+3%)$465,450 (+20.69%) Land $359,438 Building $106,012
2022$601.00 Homeowner's exemption$74,423$385,664 Land $272,869 Building $112,795

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 141 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies141 in force
Nearby Flood Claims68 (1979–2024)
Claims Outside the SFHA33 of 68
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 42 claims
  • Hurricane Wilma, Oct 2005 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

Nearby Properties on Sperling Ave

Nearby Streets

Search Property Records by Address or Parcel Number