1103 Covedale Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 1103 Covedale Ave, Cincinnati, OH 45238

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 2,262 sqft · built 1981
Lot Size	0.206 acres (8,973 sqft)
Owner	Company Name on File
Last Sale	$223,500 (Aug 2021)
Tax Bill	$4,848 (2025)
Deeds & Mortgages	May 2022 Transfer Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`180-0083-0289-00`

Property Details

APN / Parcel Number

Primary APN	`180-0083-0289-00`
Alternative APN	`0059307`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,262 sqft Living Area
Gross Area	3,393 sqft
1st Floor Area	1,131 sqft
2nd Floor Area	1,131 sqft
Basement Area	1,131 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,973 sqft (0.206 acres)
Lot Dimensions	150 ft deep x 220 ft wide
Garage Type	Basement
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1103 COVEDALE AVE
City	CINCINNATI
State	OH
Zip	45238-4679
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	SF6
Legal Description	NS HIGHVIEW DR 65.55 X 150 IRR R1-T3-S12NW PT LOT 1 MC DONNELL
Legal Subdivision	MCDONNELL FARM
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3006
Census Tract	9901

Owner

1103 Covedale Ave, a residential property, is owned by a company that bought it in August 2021.

Source: Hamilton County records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	1281 DENNISON AVE, COLUMBUS, OH 43201-3266
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Intrafamily Transfer, Transfer
Aug 2, 2021	Warranty Deed, Transfer · Conventional Mortgage OPTION FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2021 · Amount on File
Deed Sale	Aug 2, 2021 · Amount on File
Prior Sale	Dec 4, 2014 · Amount on File
Deed Document Number	202193250
Deed Book / Page	14471 / 2957
Prior Transfer Date	Oct 16, 2014
Prior Transfer Doc	0000121568
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	May 18, 2022
Property Address	1103 COVEDALE AVE, CINCINNATI, OH 45238-4313
Document Number	0000050035
Book / Page	14670 / 3225
Instrument Date	May 7, 2022
Instrument	2022-0050035
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1281 DENNISON AVE, COLUMBUS, OH 43201-3266

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 2, 2021
Property Address	1103 COVEDALE AVE, CINCINNATI, OH 45238-4313
Document Number	0000093250
Book / Page	14471 / 2957
Map Reference	VOL 183 PG 553
Instrument Date	Jul 20, 2021
Instrument	2021-0093250
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1281 DENNISON AVE, COLUMBUS, OH 43201-3266

Mortgage

Document Number	0000093251
Date	Aug 2, 2021
Instrument	2021-0093251

Lender

Name	OPTION FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1103 Covedale Ave was $4,848, down 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,848.00 (-3.12%)	$78,226 (+%) Land $6,612 Building $71,614	$223,500 Land $18,890 Building $204,610
2024	$5,004.00 (-0.18%)	$78,224 (-) Land $6,611 Building $71,613
2023	$5,013.00 (+126.94%)	$78,224 (+156.36%) Land $6,611 Building $71,613	$223,500 Land $18,890 Building $204,610
2022	$2,209.00	$30,513 Land $6,573 Building $23,940
2020			$87,180 Land $18,780 Building $68,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1103 Covedale Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1103 Covedale Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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