1092 Covedale Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 1092 Covedale Ave, Cincinnati, OH 45238

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,275 sqft · built 1946
Lot Size	0.141 acres (6,142 sqft)
Owner	Individual Name on Record
Last Sale	$223,500 (Dec 2021)
Tax Bill	$4,888 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`180-0083-0019-00`

Property Details

APN / Parcel Number

Primary APN	`180-0083-0019-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,275 sqft Finished Area
1st Floor Area	1,120 sqft
2nd Floor Area	1,155 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 1946
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	6,142 sqft (0.141 acres)
Lot Dimensions	123 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	140 sqft
Patio Area	335 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1092 COVEDALE AVE
City	CINCINNATI
State	OH
Zip	45238-4369
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	COVEDALE AVE 50 X 123.35 PT LOT 1 MC DONNELL FARM SUB
Legal Subdivision	MC DONNELL FARM SUB
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2006
Census Tract	9901

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1092 COVEDALE AVE, CINCINNATI, OH 45238-4369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Warranty Deed, Transfer · FHA Mortgage RIVERHILLS BANK
Oct 19, 2017	Warranty Deed, Transfer · Line of Credit EAGLE SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2021 · Amount on Record
Deed Sale	Dec 23, 2021 · Amount on Record
Prior Sale	Oct 19, 2017 · Amount on Record
Deed Document Number	0000153804
Deed Book / Page	14570 / 1568
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 23, 2021
Property Address	1092 COVEDALE AVE, CINCINNATI, OH 45238-4369
Document Number	0000153804
Book / Page	14570 / 1568
Map Reference	VOL 183 PG 553
Instrument Date	Dec 19, 2021
Instrument	2021-0153804
Transaction Type	Transfer
Record Updated	Jan 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1092 COVEDALE AVE, CINCINNATI, OH 45238-4369

Mortgage

Document Number	0000153805
Date	Dec 23, 2021
Instrument	2021-0153805

Lender

Name	RIVERHILLS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 19, 2017
Property Address	1092 COVEDALE AVE, CINCINNATI, OH 45238-4369
Document Number	0000005959
Book / Page	13527 / 01170
Map Reference	MB 183 PG 553
Instrument Date	Oct 6, 2017
Instrument	17-0095959
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1092 COVEDALE AVE, CINCINNATI, OH 45238-4369

Mortgage

Document Number	0000005960
Date	Oct 19, 2017
Instrument	17-0095960

Lender

Name	EAGLE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,888.00 (+1.71%)	$78,225 (-) Land $5,264 Building $72,961
2024	$4,806.00 (-1.25%)	$78,225 (-) Land $5,264 Building $72,961
2023	$4,867.00 (+60.47%)	$78,225 (+78.8%) Land $5,264 Building $72,961	$223,500 (+78.8%) Land $15,040 Building $208,460
2022	$3,033.00 Homeowner's exemption	$43,750 Land $5,229 Building $38,521
2020			$125,000 Land $14,940 Building $110,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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