1091 Covedale Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 1091 Covedale Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,518 sqft · built 1948
Lot Size	0.183 acres (7,971 sqft)
Owner	Individual Name on Record
Last Sale	$84,900 (May 2009)
Tax Bill	$3,516 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`180-0083-0017-00`

Property Details

APN / Parcel Number

Primary APN	`180-0083-0017-00`
Alternative APN	`0058055`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,518 sqft Living Area
Gross Area	3,214 sqft
1st Floor Area	1,296 sqft
Attic	Attic
Attic Area	622 sqft
Basement Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,971 sqft (0.183 acres)
Lot Dimensions	135 ft deep x 197 ft wide
Garage Type	Basement
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1091 COVEDALE AVE
City	CINCINNATI
State	OH
Zip	45238-4681
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	COVEDALE AV 61.49X135 IRRPT LOT 1 MCDONNELL FARM SUB PARS 17-79 CONS
Legal Subdivision	MCDONNELL FARM SUB
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3011
Census Tract	9901

Owner

Source: Hamilton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1091 COVEDALE AVE, CINCINNATI, OH 45238-4681
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2009 · Amount on Record
Deed Sale	May 14, 2009 · Amount on Record
Prior Sale	May 14, 2009 · Amount on Record
Deed Document Number	200964577
Deed Book / Page	11140 / 1976
Prior Transfer Date	Apr 23, 2009
Prior Transfer Doc	0000000576
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1091 COVEDALE AVE, CINCINNATI, OH 45238-4370
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 COVEDALE AVE, CINCINNATI, OH 45238-4370

Mortgage

Document Number	0000007933
Date	Feb 3, 2026
Book Page	15595/122
Instrument	2026-0007933

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1091 COVEDALE AVE, CINCINNATI, OH 45238-4370
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092982
Date	Oct 25, 2019
Book Page	14031/00507
Instrument	2019-0092982

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,516.00 (-0.37%)	$58,240 (-) Land $6,020 Building $52,220	$166,400 (-) Land $17,200 Building $149,200
2024	$3,529.00 (-2.19%)	$58,240 (-) Land $6,020 Building $52,220
2023	$3,608.00 (+37.4%)	$58,240 (+54.1%) Land $6,020 Building $52,220	$166,400 (+54.1%) Land $17,200 Building $149,200
2022	$2,626.00 Homeowner's exemption	$37,794 Land $5,982 Building $31,812
2020			$107,980 Land $17,090 Building $90,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Covedale Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures