Lake County property record for 11020 Spear Rd, Concord Township, OH 44077
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 952 sqft · built 1993 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $196,500 (Nov 2015) |
| Tax Bill | $7,037 (2023) |
| Deeds & Mortgages | May 2021 Transfer Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-A-018-0-00-049-0 |
| Primary APN | 08-A-018-0-00-049-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 952 sqft Living Area |
| Gross Area | 1,504 sqft |
| 1st Floor Area | 952 sqft |
| Attic | Attic |
| Attic Area | 552 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,541 sqft (0.77 acres) |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 209 sqft |
| Patio Area | 171 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 11020 SPEAR RD |
|---|---|
| City | CONCORD TOWNSHIP |
| State | OH |
| Zip | 44077-9541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M |
| Legal Description | LOT 8 TRACT 3 |
| Legal Subdivision | CONCORD TOWNSHIP 03 |
| Legal Tract | 3 |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 205002 |
Source: Lake County assessment roll, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11020 SPEAR RD, CONCORD TOWNSHIP, OH 44077-9541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 12, 2021 | Intrafamily Transfer, Transfer |
| Dec 26, 2019 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 20, 2015 · Amount on Record |
| Deed Sale | Nov 20, 2015 · Amount on Record |
| Prior Sale | Nov 23, 2004 · Amount on Record |
| Deed Document Number | 201530994 |
| Last Transfer Date | Apr 16, 2025 |
| Transfer Doc | 0000008046 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | May 12, 2021 |
| Property Address | 11020 SPEAR RD, CONCORD TOWNSHIP, OH 44077-9541 |
| Document Number | 0000016220 |
| Instrument Date | May 1, 2021 |
| Instrument | 2021R016220 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 11020 SPEAR RD, CONCORD TOWNSHIP, OH 44077-9541 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 11020 SPEAR RD, CONCORD TOWNSHIP, OH 44077-9541 |
| Document Number | 0000003115 |
| Instrument Date | Dec 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Title Company | SOLIDIFI TITLE |
| Name | Verified Name |
|---|---|
| Address | 11020 SPEAR RD PAINESVILLE OH 440779541, PAINESVILLE, OH 44077-9541 |
| Document Number | 0000003115 |
|---|---|
| Date | Feb 5, 2020 |
| Instrument | 3115 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 4, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| County Subdivision | Concord Township |
| Unified School District | Riverside Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $94,020 (+29.02%) Land $20,820 Building $73,200 | $268,610 (+29.02%) Land $59,480 Building $209,130 | |
| 2023 | $7,037.00 (+84.26%) Homeowner's exemption | $72,870 (-) Land $17,340 Building $55,530 | |
| 2022 | $3,819.00 Homeowner's exemption | $72,870 Land $17,340 Building $55,530 | |
| 2021 | $208,200 Land $49,550 Building $158,650 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAINESVILLE CITY PWS serves 31,728 people · EPA ID OH4301611 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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