11054 Spear Rd, Concord Township (Painesville), OH 44077 Property Records

Lake County property record for 11054 Spear Rd, Concord Township, OH 44077

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,409 sqft · built 1930
Lot Size	0.504 acres (21,989 sqft)
Owner	Individual Name on File
Last Sale	$214,900 (Oct 2020)
Tax Bill	$4,969 (2023)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-A-018-A-00-069-0`

Property Details

APN / Parcel Number

Primary APN	`08-A-018-A-00-069-0`
Alternative APN	`C 11`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,409 sqft Living Area
1st Floor Area	942 sqft
Basement Area	200 sqft
Finished Basement	200 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1970
Architectural Style	Bungalow
Exterior Material	Brick
Lot Area	21,989 sqft (0.504 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	96 sqft
Deck Area	220 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	C 11
Street Address	11054 SPEAR RD
City	CONCORD TOWNSHIP
State	OH
Zip	44077-9323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 8 TRACT 3
Legal Subdivision	CONCORD TOWNSHIP 03
Legal Tract	3
Legal Lot Number	8 4
Jurisdiction	LAKE OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2010
Census Tract	205002

Owner

Source: Lake County assessment roll, as of August 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	11054 SPEAR RD, CONCORD TOWNSHIP, OH 44077-9323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Prior Sale	Nov 2, 2012 · Amount on Record
Deed Document Number	457316
Record Updated	Jun 7, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Oct 28, 2020
Property Address	11054 SPEAR RD, CONCORD TOWNSHIP, OH 44077-9323
Document Number	0000031746
Instrument Date	Oct 27, 2020
Instrument	2020R031746
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	CLEVELAND HOME TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	11054 SPEAR RD, CONCORD TOWNSHIP, OH 44077-9323

Mortgage

Document Number	0000031747
Date	Oct 28, 2020
Instrument	2020R031747

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Concord Township
Unified School District	Riverside Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,969.00 (+80.23%) Homeowner's exemption	$51,460 (-) Land $13,640 Building $37,820
2022	$2,757.00 Homeowner's exemption	$51,460 Land $13,640 Building $37,820
2021			$147,040 Land $38,980 Building $108,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	24 (1978–2013)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jul 2013 · river or lake flooding
Claims by Event	Severe Storms, Straight Line Winds, And Flooding, Aug 2006 · 13 claims Severe Storms & Flooding, May 1989 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAINESVILLE CITY PWS serves 31,728 people · EPA ID OH4301611
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20