11000 Spear Rd, Concord Township (Painesville), OH 44077 Property Records

Lake County property record for 11000 Spear Rd, Concord Township, OH 44077

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,946 sqft · built 1993
Lot Size	0.589 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (Mar 2011)
Tax Bill	$7,524 (2023)
Deeds & Mortgages	Jul 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-A-018-0-00-051-0`

Property Details

APN / Parcel Number

Primary APN	`08-A-018-0-00-051-0`
Alternative APN	`C 23`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,946 sqft Living Area
1st Floor Area	952 sqft
Basement Area	224 sqft
Finished Basement	224 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	25,700 sqft (0.589 acres)
Terrain	Below Road/Slope
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	72 sqft
Patio Area	296 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	C 23
Street Address	11000 SPEAR RD
City	CONCORD TOWNSHIP
State	OH
Zip	44077-9541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	LOT 8 TRACT 3
Legal Subdivision	TOWNSHIP/CONCORD 03
Legal Tract	3
Legal Lot Number	8 92
Jurisdiction	LAKE OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4013
Census Tract	205002

Owner

11000 Spear Rd is owned and occupied by an individual who bought it in March 2011.

Source: Lake County records, as of April 25, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	11000 SPEAR RD, CONCORD TOWNSHIP, OH 44077-9541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2011 · Amount on File
Deed Sale	Mar 21, 2011 · Amount on File
Prior Sale	Jan 6, 2003 · Amount on File
Deed Document Number	566
Record Updated	Jun 7, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	11000 SPEAR RD, CONCORD TOWNSHIP, OH 44077-9541
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11000 SPEAR RD, CONCORD TOWNSHIP, OH 44077-9541

Mortgage

Document Number	0000013509
Date	Jul 17, 2023
Instrument	2023R013509

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 23, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Concord Township
Unified School District	Riverside Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,524.00 (+84.41%) Homeowner's exemption	$77,910 (-) Land $15,310 Building $62,600
2022	$4,080.00 Homeowner's exemption	$77,910 Land $15,310 Building $62,600
2021			$222,610 Land $43,740 Building $178,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11000 Spear Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11000 Spear Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAINESVILLE CITY PWS serves 31,728 people · EPA ID OH4301611
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20