11020 E Fruit Hill Rd, Spokane, WA 99206 Property Records

Spokane County property record for 11020 E Fruit Hill Rd, Spokane, WA 99206

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,765 sqft · built 1972
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,769 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`45042.9043`

Property Details

APN / Parcel Number

Primary APN	`45042.9043`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,765 sqft Living Area
Gross Area	3,296 sqft
1st Floor Area	1,065 sqft
Basement Area	897 sqft
Finished Basement	700 sqft
Unfinished Basement	197 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Garage Area	1,334 sqft
Parking Spaces	5 Parking Spaces
Deck Area	130 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11020 E FRUIT HILL RD
City	SPOKANE
State	WA
Zip	99206-4549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	04 25 44 PTN OF S1/2 OF NW1/4; NW1/4 OF PTN DAF; BEG AT A PT ON S LN OF FRUITHILL RD & 1183FT E OF W LN OF SEC & TRUE P OB TH E362FT ALG SD S LN TH SELY 430FT M/L TO N LN OF UPRIVE R DR SD PT BEING 300FT E OF C/L OF PIERCE RD TH NWLY ALG SD N LN OF U
Legal Range	44
Legal Township	25
Legal Section	04
Legal Subdivision	PASADENA PARK BASIN
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2020
Census Tract	11301

Owner

11020 E Fruit Hill Rd is owned and occupied by two individuals who acquired it in April 2007.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11020 E FRUIT HILL RD, SPOKANE, WA 99206-4549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 11, 2007
Transfer Doc	0005525556
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11020 E FRUIT HILL RD, SPOKANE, WA 99206-4549
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007301463
Date	Aug 11, 2023
Instrument	7301463

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 11020 E Fruit Hill Rd was $4,769, up 6.9% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	West Valley School District (Spokane) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,769.00 (+6.9%)	$358,800 Land $95,000 Building $263,800	$358,800 Land $95,000 Building $263,800
2025	$4,461.00
2024		$345,400 (+11.46%) Land $85,000 Building $260,400	$345,400 (+11.46%) Land $85,000 Building $260,400
2023	$4,391.00 (+4.35%)	$309,900 Land $100,000 Building $209,900	$309,900 Land $100,000 Building $209,900
2022	$4,208.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11020 E Fruit Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11020 E Fruit Hill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASADENA PARK IRR DIST 17 serves 6,269 people · EPA ID WA5366300
Water Source	Groundwater
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20