Spokane County property record for 10910 E Fruit Hill Rd, Spokane, WA 99206
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,986 sqft · built 1969 |
| Lot Size | 0.525 acres (22,851 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,815 (2026) |
| Deeds & Mortgages | Feb 2024 Line of Credit Mar 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45042.0602 |
| Primary APN | 45042.0602 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,986 sqft Living Area |
| Gross Area | 3,104 sqft |
| 1st Floor Area | 1,236 sqft |
| Basement Area | 1,196 sqft |
| Finished Basement | 750 sqft |
| Unfinished Basement | 446 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,851 sqft (0.525 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 210 sqft |
| Canopy | 210 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10910 E FRUIT HILL RD |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99206-4586 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | SP 1543-10 LOT 2 (AFN# 6768670) |
| Legal Subdivision | SHORT PLAT 1543-10 |
| Legal Lot Number | 2 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 11301 |
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10910 E FRUIT HILL RD, SPOKANE, WA 99206-4586 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2024 | Deed of Trust, Mortgage · Line of Credit NUMERICA CU |
| Mar 3, 2023 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Jul 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC |
| Aug 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| Jan 16, 2020 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Oct 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 10910 E FRUIT HILL RD, SPOKANE, WA 99206-4586 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 10910 E FRUIT HILL RD, SPOKANE, WA 99206-4586 |
| Document Number | 0007334384 |
|---|---|
| Date | Feb 22, 2024 |
| Instrument | 7334384 |
| Name | NUMERICA CU |
|---|---|
| Type | Credit Union |
| Address | VERADALE, WA 99037 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 10910 E FRUIT HILL RD, SPOKANE, WA 99206-4586 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10910 E FRUIT HILL RD, SPOKANE, WA 99206-4586 |
| Document Number | 0007270909 |
|---|---|
| Date | Mar 3, 2023 |
| Instrument | 7270909 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | ROSEBURG, OR 97470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 10910 E FRUIT HILL RD, SPOKANE, WA 99206-4586 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Title Company | WFG |
| Name | Verified Name |
|---|
| Document Number | 0007096041 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 7096041 |
| Name | MANN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | KALISPELL, MT 59901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 10910 E FRUIT HILL RD, SPOKANE, WA 99206-4586 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006629705 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 6629705 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 10910 E FRUIT HILL RD, SPOKANE, WA 99206-4586 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | SPOKANE COUNTY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0006883121 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 6883121 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 10910 E FRUIT HILL RD, SPOKANE, WA 99206-4586 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TTL OF OR |
| Name | Verified Name |
|---|
| Document Number | 0006854672 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | 6854672 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2039 |
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | West Valley School District (Spokane) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,815.00 (+5.27%) | $347,800 (+15.13%) Land $100,000 Building $247,800 | $347,800 (+15.13%) Land $100,000 Building $247,800 |
| 2025 | $4,574.00 (+7.02%) | ||
| 2024 | $302,100 (+27.36%) Land $70,000 Building $232,100 | $302,100 (+27.36%) Land $70,000 Building $232,100 | |
| 2023 | $4,274.00 (+27.89%) | $237,200 Land $54,000 Building $183,200 | $237,200 Land $54,000 Building $183,200 |
| 2022 | $3,342.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASADENA PARK IRR DIST 17 serves 6,269 people · EPA ID WA5366300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2021 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Wired or Wireless Fixed Wireless · not low latency | 200 / 40 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
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