1102 E McHenry St, Urbana, IL 61801 Property Records

Champaign County property record for 1102 E McHenry St, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,593 sqft · built 1963
Lot Size	0.243 acres (10,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Dec 2020)
Tax Bill	$7,845 (2022)
Deeds & Mortgages	Apr 2017 Construction Loan Aug 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`93-21-21-308-007`

Property Details

APN / Parcel Number

Primary APN	`93-21-21-308-007`

Interior

Full Baths	2 Baths
Building Area	1,593 sqft Building Perimeter
1st Floor Area	1,593 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Level
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	10,600 sqft (0.243 acres)
Lot Dimensions	100 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	609 sqft
Driveway	Concrete Driveway
Driveway Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	200 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1102 E MCHENRY ST
City	URBANA
State	IL
Zip	61801-6851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 64 ENNIS RIDGE 3RD SUB
Legal Range	09E
Legal Township	19N
Legal Section	21
Legal Subdivision	ENNIS RIDGE 3RD SUB
Legal Lot Number	64
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	4
Census Block	4025
Census Tract	5701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1102 E MCHENRY ST, URBANA, IL 61801-6851
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2017	Deed of Trust, Mortgage · Construction Mortgage LLIINOIS NATIONAL BANK
Aug 4, 2017	Deed of Trust, Mortgage · Line of Credit ILLINOIS NATIONAL BANK
Dec 2, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2020 · Amount on Record
Deed Sale	Dec 2, 2020 · Amount on Record
Prior Sale	Oct 14, 2016
Deed Document Number	202025352
Prior Transfer Date	Feb 24, 2012
Prior Transfer Doc	0000004865
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1102 E MCHENRY ST, URBANA, IL 61801-6851
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transaction

Additional	Lis Pendens

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006375
Date	Apr 17, 2017
Instrument	2017R06375

Lender

Name	LLIINOIS NATIONAL BANK
Address	SPRINGFIELD, IL 62701

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 14, 2018

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1102 E MCHENRY ST, URBANA, IL 61801-6851
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014654
Date	Aug 4, 2017
Instrument	2017R14654

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank
Address	SPRINGFIELD, IL 62701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Jul 7, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 2, 2020
Property Address	1102 E MCHENRY ST, URBANA, IL 61801-6851
Document Number	0000025352
Map Reference	MB N PG 31
Instrument Date	Nov 30, 2020
Instrument	2020R25352
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1102 E MCHENRY ST, URBANA, IL 61801-6851

Mortgage

Document Number	0000025354
Date	Dec 2, 2020
Instrument	2020R25354

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.25%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1102 E MCHENRY ST, URBANA, IL 61801-6851
Document Number	0000006549
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	May 14, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 E MCHERRY ST URBANA IL 61801, URBANA, IL 61801

Mortgage

Document Number	0000006549
Date	Apr 27, 2018
Instrument	6549

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2048

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,270 (+25.92%) Land $30,710 Building $60,560	$273,810 (+25.92%) Land $92,130 Building $181,680
2022	$7,845.00 Homeowner's exemption	$72,480 Land $24,390 Building $48,090	$217,440 Land $73,170 Building $144,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Pavlov Media, Volo.net Internet+Tech.

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