1002 E McHenry St, Urbana, IL 61801 Property Records

Champaign County property record for 1002 E McHenry St, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,593 sqft · built 1964
Lot Size	0.25 acres (10,900 sqft)
Owner	Individual Name on Record
Last Sale	$144,500 (Dec 2018)
Tax Bill	$6,029 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`93-21-21-307-014`

Property Details

APN / Parcel Number

Primary APN	`93-21-21-307-014`

Interior

Full Baths	2 Baths
Building Area	1,593 sqft Building Perimeter
1st Floor Area	1,593 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Level
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	10,900 sqft (0.25 acres)
Lot Dimensions	100 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	609 sqft
Driveway	Concrete Driveway
Driveway Area	363 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	200 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1002 E MCHENRY ST
City	URBANA
State	IL
Zip	61801-6883
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 51 ENNIS RIDGE 3RD SUB
Legal Range	09E
Legal Township	19N
Legal Section	21
Legal Subdivision	ENNIS RIDGE 3RD SUB
Legal Lot Number	51
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	4
Census Block	4024
Census Tract	5701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1002 E MCHENRY ST, URBANA, IL 61801-6883
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Dec 28, 2018	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2018 · Amount on Record
Deed Sale	Dec 28, 2018 · Amount on Record
Prior Sale	Dec 22, 2006 · Amount on Record
Deed Document Number	201822070
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1002 E MCHENRY ST, URBANA, IL 61801-6883
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023360
Date	Sep 30, 2021
Instrument	2021R23360

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1002 E MCHENRY ST, URBANA, IL 61801-6883
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000697
Date	Jan 15, 2020
Instrument	2020R00697

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3.62%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 28, 2018
Property Address	1002 E MCHENRY ST, URBANA, IL 61801-6883
Document Number	0000022070
Map Reference	MB N PG 31
Instrument Date	Dec 10, 2018
Instrument	2018R22070
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1002 E MCHENRY ST, URBANA, IL 61801-6883

Mortgage

Document Number	0000022071
Date	Dec 28, 2018
Instrument	2018R22071

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,200 (+25.92%) Land $31,570 Building $36,630	$204,600 (+25.92%) Land $94,710 Building $109,890
2024	$6,029.00 (+15.68%)
2022	$5,212.00 Homeowner's exemption	$54,160 Land $25,070 Building $29,090	$162,480 Land $75,210 Building $87,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Pavlov Media, Volo.net Internet+Tech.

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