1108 E McHenry St, Urbana, IL 61801 Property Records

Champaign County property record for 1108 E McHenry St, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,376 sqft · built 1962
Lot Size	0.248 acres (10,800 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jun 2022)
Tax Bill	$8,181 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`93-21-21-329-015`

Property Details

APN / Parcel Number

Primary APN	`93-21-21-329-015`

Interior

Full Baths	2 Baths
Building Area	1,376 sqft Building Perimeter
1st Floor Area	1,376 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Other
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	100 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	648 sqft
Driveway	Concrete Driveway
Driveway Area	914 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1108 E MCHENRY ST
City	URBANA
State	IL
Zip	61801-6876
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 79 ENNIS RIDGE 3RD SUB
Legal Range	09E
Legal Township	19N
Legal Section	21
Legal Subdivision	ENNIS RIDGE 3RD SUB
Legal Lot Number	79
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	4
Census Block	4026
Census Tract	5701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1108 E MCHENRY ST, URBANA, IL 61801-6876
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 15, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Feb 11, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Sep 7, 2018	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2022 · Amount on Record
Deed Sale	Jun 23, 2022 · Amount on Record
Prior Sale	Sep 7, 2018 · Amount on Record
Deed Document Number	202211412
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 23, 2022
Property Address	1108 E MCHENRY ST, URBANA, IL 61801-6876
Document Number	0000011412
Map Reference	DOC 664348 MB N PG31
Instrument Date	May 23, 2022
Instrument	2022R11412
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 E MCHENRY ST, URBANA, IL 61801-6876

Mortgage

Document Number	0000011413
Date	Jun 23, 2022
Instrument	2022R11413

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate	5.37%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1108 E MCHENRY ST, URBANA, IL 61801-6876
Transaction Type	Mortgage
Record Updated	Jun 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013887
Date	Jun 15, 2021
Instrument	2021R13887

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1108 E MCHENRY ST, URBANA, IL 61801-6876
Document Number	0000002553
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1108 E MCHENRY ST URBANA IL 618016876, URBANA, IL 61801-6876

Mortgage

Document Number	0000002553
Date	Feb 19, 2020
Instrument	2553

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2050

Interest

Rate Type	Fixed Rate
Rate	4.15%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 7, 2018
Property Address	1108 E MCHENRY ST, URBANA, IL 61801-6876
Document Number	0000015682
Instrument Date	Aug 30, 2018
Instrument	15682
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1108 E MCHENRY ST URBANA IL 618016876, URBANA, IL 61801-6876

Mortgage

Document Number	15683
Date	Sep 7, 2018
Instrument	15683

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2048

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$90,270 (+25.93%) Land $31,290 Building $58,980	$270,810 (+25.93%) Land $93,870 Building $176,940
2024	$8,181.00 (+15.08%)
2022	$7,109.00 Homeowner's exemption	$71,680 Land $24,840 Building $46,840	$215,040 Land $74,520 Building $140,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Pavlov Media, Volo.net Internet+Tech.

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