1101 E Canal St, Troy, OH 45373 Property Records

Miami County property record for 1101 E Canal St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 720 sqft · built 1944
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$89,000 (Jun 2003)
Tax Bill	$2,134 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`D08-031600`

Property Details

APN / Parcel Number

Primary APN	`D08-031600`
Alternative APNs	`050627.3-07-003-00` `D08SE008 00300`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Game Room	Game Room

Exterior

Year Built	Built 1944
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Patio Area	225 sqft
Canopy	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1101 E CANAL ST
City	TROY
State	OH
Zip	45373-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 3107 52.06
Legal Subdivision	CLOVERDALE ADDITION
Legal Lot Number	3107
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3009
Census Tract	365200

Owner

1101 E Canal St is owned and occupied by two individuals who bought it in June 2003.

Source: Miami County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1101 E CANAL ST, TROY, OH 45373-3701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Apr 12, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2003 · Amount on File
Deed Sale	Jun 27, 2003 · Amount on File
Prior Sale	Jan 1, 1990
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1101 E CANAL ST, TROY, OH 45373-3701
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 E CANAL ST, TROY, OH 45373-3701

Mortgage

Document Number	0000005503
Date	Apr 1, 2021
Instrument	2021OR-05503

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	269 Months
Due	Sep 1, 2043

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Apr 12, 2022
Property Address	1101 E CANAL ST, TROY, OH 45373-3701
Document Number	0000005796
Map Reference	MB 4 PG 77
Instrument Date	Apr 11, 2022
Instrument	2022OR-05796
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	701 N MARKET ST, TROY, OH 45373-1421

Tax Assessment & Valuation

The 2025 property tax bill for 1101 E Canal St was $2,134, up 50.1% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,134.00 (+50.07%)	$62,900 (+70.65%) Land $7,740 Building $55,160	$179,700 Land $22,100 Building $157,600
2024	$1,422.00 (+2.23%)	$36,860 (-) Land $8,050 Building $28,810
2023	$1,391.00 (+20.02%) Homeowner's exemption	$36,860 (-) Land $8,050 Building $28,810	$105,300 (-) Land $23,000 Building $82,300
2022	$1,159.00 Homeowner's exemption	$36,860 Land $8,050 Building $28,810	$105,300 Land $23,000 Building $82,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1101 E Canal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1101 E Canal St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Watch TV.

Nearby Properties on E Canal St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures