1018 E Canal St, Troy, OH 45373 Property Records

Miami County property record for 1018 E Canal St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 853 sqft · built 1920
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$74,000 (Nov 2016)
Tax Bill	$1,453 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`D08-017030`

Property Details

APN / Parcel Number

Primary APN	`D08-017030`
Alternative APNs	`050627.2-31-002-00` `D08SE021 02400`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	853 sqft Living Area
1st Floor Area	572 sqft
2nd Floor Area	281 sqft
Upper Floors Area	281 sqft
Basement Area	176 sqft

Exterior

Year Built	Built 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	135 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Old Parcel Number	D08SE021 02400
Street Address	1018 E CANAL ST
City	TROY
State	OH
Zip	45373-3744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 1461 48 & IL 1462 9.5 E SIDE
Legal Subdivision	TROY
Legal Lot Number	1461
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3020
Census Tract	365200

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1018 E CANAL ST, TROY, OH 45373-3744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2016 · Amount on Record
Deed Sale	Nov 22, 2016 · Amount on Record
Prior Sale	Sep 5, 2000 · Amount on Record
Deed Document Number	2016OR-14585
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1018 E CANAL ST, TROY, OH 45373-3744
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 E CANAL ST, TROY, OH 45373-3744

Mortgage

Document Number	0000007039
Date	Jul 3, 2023
Instrument	2023OR-07039

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jun 14, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,453.00 (+25.69%) Homeowner's exemption	$42,180 (+37.71%) Land $8,720 Building $33,460	$120,500 (+37.71%) Land $24,900 Building $95,600
2024	$1,156.00 (+2.21%) Homeowner's exemption	$30,630 (-) Land $9,070 Building $21,560
2023	$1,131.00 (+17.45%) Homeowner's exemption	$30,630 (-) Land $9,070 Building $21,560	$87,500 (-) Land $25,900 Building $61,600
2022	$963.00 Homeowner's exemption	$30,630 Land $9,070 Building $21,560	$87,500 Land $25,900 Building $61,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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