1119 E Canal St, Troy, OH 45373 Property Records

Miami County property record for 1119 E Canal St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,114 sqft · built 1944
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$106,000 (Apr 2018)
Tax Bill	$2,126 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-032580`

Property Details

APN / Parcel Number

Primary APN	`D08-032580`
Alternative APNs	`050627.3-07-006-00` `D08SE008 00600`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,114 sqft Living Area
1st Floor Area	1,536 sqft
Attic	Attic
Attic Area	346 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1119 E CANAL ST
City	TROY
State	OH
Zip	45373-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 3206 50
Legal Subdivision	PLAT OF CLOVERDALE ADDITION
Legal Lot Number	3206
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3009
Census Tract	365200

Owner

1119 E Canal St is owned and occupied by two individuals who bought it in April 2018.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1119 E CANAL ST, TROY, OH 45373-3701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Apr 13, 2018	Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2018 · Amount on File
Deed Sale	Apr 13, 2018 · Amount on File
Prior Sale	Sep 11, 2001 · Amount on File
Deed Document Number	2018OR-04407
Prior Transfer Date	Oct 14, 2016
Prior Transfer Doc	0000013683
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 16, 2022
Property Address	1119 E CANAL ST, TROY, OH 45373-3701
Document Number	0000012264
Map Reference	MB 4 PG 77
Instrument Date	Aug 12, 2022
Instrument	2022OR-12264
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1119 E CANAL ST, TROY, OH 45373-3701

Mortgage

Document Number	0000012265
Date	Aug 16, 2022
Instrument	2022OR-12265

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1119 E CANAL ST, TROY, OH 45373-3701
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015092
Date	Aug 30, 2021
Instrument	2021OR-15092

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIAMI OH
Recording Date	Apr 13, 2018
Property Address	1119 E CANAL ST, TROY, OH 45373-3701
Document Number	0000004407
Map Reference	PB4 PG77
Instrument Date	Apr 12, 2018
Instrument	2018OR-04407
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1119 E CANAL ST, TROY, OH 45373-3701

Mortgage

Document Number	0000004408
Date	Apr 13, 2018
Instrument	2018OR-04408

Lender

Name	FIFTH THIRD MORTGAGE CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1119 E Canal St was $2,126 with a homeowner's exemption, up 37.9% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,126.00 (+37.87%) Homeowner's exemption	$64,160 (+56.79%) Land $8,330 Building $55,830	$183,300 Land $23,800 Building $159,500
2024	$1,542.00 (+2.19%) Homeowner's exemption	$40,920 (-) Land $8,680 Building $32,240
2023	$1,509.00 (+17.52%) Homeowner's exemption	$40,920 (-) Land $8,680 Building $32,240	$116,900 (-) Land $24,800 Building $92,100
2022	$1,284.00 Homeowner's exemption	$40,920 Land $8,680 Building $32,240	$116,900 Land $24,800 Building $92,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1119 E Canal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1119 E Canal St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Watch TV.

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