1101 2nd Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1101 2nd Ave, Schenectady, NY 12303

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,562 sqft · built 1910
Lot Size	0.112 acres (4,917 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Jul 2014)
Tax Bill	$5,548 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.46-3-4`

Property Details

APN / Parcel Number

Primary APN	`421500 49.46-3-4`
Alternative APN	`150004904600030040000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,562 sqft Total Area
1st Floor Area	1,281 sqft
2nd Floor Area	1,281 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,917 sqft (0.112 acres)
Lot Dimensions	149 ft deep x 33 ft wide
Porch	Slab
Porch Area	444 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1101 2ND AVE
City	SCHENECTADY
State	NY
Zip	12303-1643
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Block	3
Legal Lot Number	4.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4003
Census Tract	21400

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1101 2ND AVE, SCHENECTADY, NY 12303-1643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage TRUSTCO BANK
Aug 27, 2021	Deed of Trust, Mortgage TRUSTCO BANK
Feb 1, 2024	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2014 · Amount on Record
Deed Sale	Jul 11, 2014 · Amount on Record
Deed Document Number	201427685
Deed Book / Page	1897 / 85
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1101 2ND AVE, SCHENECTADY, NY 12303-1643
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 2ND AVE 2, 2, SCHENECTADY, NY 12303-1643

Mortgage

Document Number	0000042196
Date	Aug 27, 2021
Book Page	5136/957
Instrument	202142196

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1101 2ND AVE, SCHENECTADY, NY 12303-1643
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 2ND AVE 2, 2, SCHENECTADY, NY 12303-1643

Mortgage

Document Number	0000042197
Date	Aug 27, 2021
Book Page	5136/966
Instrument	202142197

Lender

Name	TRUSTCO BANK
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Amount	Amount Recorded

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1101 2ND AVE, SCHENECTADY, NY 12303-1643
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 2ND AVE, SCHENECTADY, NY 12303-1643

Mortgage

Document Number	0000006991
Date	Feb 1, 2024
Book Page	5356/599
Instrument	202406991

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 12, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,548.00 (+4.68%) Homeowner's exemption
2025	$5,300.00 (+11.3%)	$97,900 (-) Land $14,700 Building $83,200	$162,113 (+30.82%) Land $24,342 Building $137,771
2023		$97,900 (-) Land $14,700 Building $83,200	$123,924 (+3.8%) Land $18,608 Building $105,316
2022		$97,900 Land $14,700 Building $83,200	$119,390 Land $17,927 Building $101,463
2021	$4,762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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