1038 2nd Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1038 2nd Ave, Schenectady, NY 12303

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,908 sqft · built 1900
Lot Size	0.094 acres (4,125 sqft)
Owner	Individual Name on File
Last Sale	$54,500 (May 2020)
Tax Bill	$4,933 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`421500 49.38-1-38`

Property Details

APN / Parcel Number

Primary APN	`421500 49.38-1-38`
Alternative APN	`150004903800010380000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,908 sqft Total Area
1st Floor Area	954 sqft
2nd Floor Area	954 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,125 sqft (0.094 acres)
Lot Dimensions	125 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	444 sqft
Canopy	36 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1038 2ND AVE
City	SCHENECTADY
State	NY
Zip	12303-1642
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Subdivision	CHRLES F VEEDER
Legal Block	1
Legal Lot Number	38.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4000
Census Tract	21400

Owner

1038 2nd Ave, a duplex, is owned by an individual who bought it in May 2020.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1038 2ND AVE, 40, SCHENECTADY, NY 12303-1642
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2020	Warranty Deed, Transfer · FHA Mortgage SUNMARK FCU
Jan 12, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2020 · Amount on File
Deed Sale	May 7, 2020 · Amount on File
Prior Sale	Jan 12, 2018 · Amount on File
Deed Document Number	202013456
Deed Book / Page	2034 / 337
Prior Transfer Date	Aug 18, 2005
Prior Transfer Doc	0017140443
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 7, 2020
Property Address	1038 2ND AVE, SCHENECTADY, NY 12303-1642
Document Number	0000013456
Book / Page	2034 / 337
Map Reference	CAB A-69
Instrument Date	Apr 16, 2020
Instrument	202013456
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$218.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1070 BRIERWOOD BLVD, 1070, SCHENECTADY, NY 12308-2908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 2ND AVE, SCHENECTADY, NY 12303-1642

Mortgage

Document Number	0000013457
Date	May 7, 2020
Instrument	202013457

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 12, 2018
Property Address	1038 2ND AVE, SCHENECTADY, NY 12303-1642
Document Number	0000002020
Book / Page	001979 / 000610
Instrument Date	Jan 11, 2018
Instrument	2020
Transaction Type	Transfer
Record Updated	Jan 22, 2018

Transaction

Amount	Amount on Record
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1070 BRIERWOOD BLVD SCHENECTADY NY 123082908, SCHENECTADY, NY 12308-2908

Tax Assessment & Valuation

The 2026 property tax bill for 1038 2nd Ave was $4,933, up 4% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,933.00 (+3.96%)
2025	$4,745.00	$72,800 Land $10,900 Building $61,900	$120,550 Land $18,049 Building $102,501
2023		$72,800 (-) Land $10,900 Building $61,900	$92,152 (+3.8%) Land $13,797 Building $78,355
2022		$72,800 Land $10,900 Building $61,900	$88,780 Land $13,293 Building $75,487
2021	$4,355.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1038 2nd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1038 2nd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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