1046 2nd Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1046 2nd Ave, Schenectady, NY 12303

Property Summary

Property Type	Apartments (5+ Units)
Details	3,698 sqft · built 1984
Lot Size	0.086 acres (3,750 sqft)
Owner	Company Name on Record
Last Sale	$140,470 (Mar 2019)
Tax Bill	$6,646 (2025)
Deeds & Mortgages	Feb 2022 Sale Feb 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.38-1-41`

Property Details

APN / Parcel Number

Primary APN	`421500 49.38-1-41`
Alternative APN	`150004903800010410000000`

Interior

Stories	3 Stories
Building Area	3,698 sqft Gross Area
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	3,750 sqft (0.086 acres)
Lot Dimensions	125 ft deep x 30 ft wide
Porch	Slab
Porch Area	480 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1046 2ND AVE
City	SCHENECTADY
State	NY
Zip	12303-1642
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	03 - MULTI
Legal Description	3 WOOD
Legal Subdivision	MAP NO 2 OF LOTS MT PLEASANT
Legal Block	1
Legal Lot Number	41.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4000
Census Tract	21400

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	37 KARA LN, CLIFTON PARK, NY 12065-6042
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed, Transfer
Feb 19, 2021	Bargain and Sale Deed, Transfer CLOSING USA LLC, CLOSING USA
Mar 15, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Dec 16, 2011	Loan Modification, Mortgage AURORA BK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2019 · Amount on Record
Deed Sale	Mar 15, 2019 · Amount on Record
Prior Sale	Oct 11, 2005 · Amount on Record
Deed Document Number	201911337
Deed Book / Page	2007 / 419
Record Updated	Sep 20, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 24, 2022
Property Address	1046 2ND AVE, SCHENECTADY, NY 12303-1642
Document Number	0000009939
Book / Page	2079 / 333
Instrument Date	Feb 8, 2022
Instrument	202209939
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 KARA LN, CLIFTON PARK, NY 12065-6042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 KARA LN, CLIFTON PARK, NY 12065-6042

February 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 19, 2021
Property Address	1046 2ND AVE, SCHENECTADY, NY 12303-1642
Document Number	0000006609
Book / Page	2052 / 508
Instrument Date	Feb 2, 2021
Instrument	202106609
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	CLOSING USA LLC, CLOSING USA

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 KARA LN, CLIFTON PARK, NY 12065-6042
Investor	Possibly a Property Investor

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 15, 2019
Property Address	1046 2ND AVE, SCHENECTADY, NY 12303-1642
Document Number	0000011337
Book / Page	002007 / 000419
Instrument Date	Mar 8, 2019
Instrument	11337
Transaction Type	Foreclosure
Record Updated	Mar 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$561.88
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

December 2011: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	1046 2ND AVE, SCHENECTADY, NY 12303-1642
Document Number	0000041103
Instrument Date	Dec 16, 2011
Transaction Type	Mortgage
Record Updated	Oct 1, 2018
Title Company	WEBTITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 LAKE ST ATHOL MA 013311514, ATHOL, MA 01331-1514

Mortgage

Document Number	0000041103
Date	Sep 14, 2018
Book Page	004864/000504
Instrument	41103

Lender

Name	AURORA BK FSB
Type	Bank
Address	LITTLE, CO 80124

Agreement

Amount	Amount Recorded
Term	276 Months
Due	Sep 13, 2041

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,646.00 (+3.01%)	$110,500 (-) Land $11,600 Building $98,900	$182,977 (+30.82%) Land $19,208 Building $163,769
2023		$110,500 (-) Land $11,600 Building $98,900	$139,873 (+3.8%) Land $14,684 Building $125,189
2022		$110,500 Land $11,600 Building $98,900	$134,756 Land $14,146 Building $120,610
2021	$6,452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on 2nd Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures