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11005 Gander Ct, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 11005 Gander Ct, Fredericksburg, VA 22407

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,384 sqft · built 2000
Lot Size0.039 acres (1,700 sqft)
OwnerIndividual Name on File
Last Sale$351,500 (Sep 2023)
Tax Bill$2,438 (2026)
Deeds & MortgagesSep 2023 Sale & Mortgage
Dec 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN22T-11-15

Property Details

APN / Parcel Number

Primary APN22T-11-15
Alternative APN
  • 022T11-15

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,384 sqft Finished Area
Basement Area744 sqft
Unfinished Basement508 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area1,700 sqft (0.039 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address11005 GANDER CT
CityFREDERICKSBURG
StateVA
Zip22407-2530
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeP3
Legal DescriptionFAIRFIELD (SALEM FIELDS) LOT 15 SEC 1-A PHASE 2
Legal SubdivisionFAIRFIELD (SALEM FIELDS)
Legal Phase2
Legal Lot Number15
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionSALEM
Census Block Group2
Census Block2012
Census Tract20114

Owner

Source: Spotsylvania County records · APN 22T-11-15

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address11005 GANDER CT, FREDERICKSBURG, VA 22407-2530
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2023Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE LLC
Dec 21, 2022Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Nov 23, 2020Warranty Deed, Transfer · Conventional with PMI
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 21, 2023 · Amount on Record
Deed SaleSep 21, 2023 · Amount on Record
Prior SaleDec 21, 2022 · Amount on Record
Deed Document Number202312776
Record UpdatedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOTSYLVANIA VA
Recording DateSep 21, 2023
Property Address11005 GANDER CT, FREDERICKSBURG, VA 22407-2530
Document Number0230012776
Instrument DateSep 20, 2023
Instrument230012776
Transaction TypeTransfer
Record UpdatedOct 04, 2023
Title CompanyRATIFIED TITLE GROUP INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11005 GANDER CT, FREDERICKSBURG, VA 22407-2530

Mortgage

Document Number0230012777
DateSep 21, 2023
Instrument230012777
Lender
NameUNITED WHOLESALE MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOTSYLVANIA VA
Recording DateDec 21, 2022
Property Address11005 GANDER CT, FREDERICKSBURG, VA 22407-2530
Document Number0220023709
Instrument DateDec 19, 2022
Instrument220023709
Transaction TypeTransfer
Record UpdatedJan 04, 2023
Title CompanyJDM TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11005 GANDER CT, FREDERICKSBURG, VA 22407-2530

Mortgage

Document Number0220023712
DateDec 21, 2022
Instrument220023712
Lender
NameHOME POINT FINANCIAL CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOTSYLVANIA VA
Recording DateNov 23, 2020
Property Address11005 GANDER CT, FREDERICKSBURG, VA 22407-2530
Document Number202000028425
Instrument DateNov 19, 2020
Instrument28425
Transaction TypeTransfer
Record UpdatedDec 22, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11005 GANDER CT FREDERICKSBURG VA 224072530, FREDERICKSBURG, VA 22407-2530

Mortgage

Document Number202000028426
DateNov 23, 2020
Instrument28426
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 22, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,438.00 (+7.5%)$330,700 (+7.06%) Land $130,000 Building $200,700
2025$2,268.00 (+30.12%)$308,900 (+36.74%) Land $100,000 Building $208,900$330,700 (+7.06%) Land $130,000 Building $200,700
2024$308,900 (+36.74%) Land $100,000 Building $208,900
2023$1,743.00$225,900 Land $70,000 Building $155,900$225,900 Land $70,000 Building $155,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spotsylvania County (51177C), updated May 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511770201142, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 165 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 2,000
AT&T
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemSPOTSYLVANIA COUNTY UTILITIES
serves 96,846 people
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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