11003 Gander Ct, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 11003 Gander Ct, Fredericksburg, VA 22407

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,500 sqft · built 2000
Lot Size	0.039 acres (1,700 sqft)
Owner	Individual Name on Record
Last Sale	$213,000 (Oct 2016)
Tax Bill	$2,359 (2026)
Deeds & Mortgages	Jan 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`22T-11-16`

Property Details

APN / Parcel Number

Primary APN	`22T-11-16`
Alternative APN	`022T11-16`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,500 sqft Finished Area
Basement Area	660 sqft
Unfinished Basement	150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	1,700 sqft (0.039 acres)
Garage Type	Attached
Garage Area	180 sqft
Parking Spaces	1 Parking Space
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11003 GANDER CT
City	FREDERICKSBURG
State	VA
Zip	22407-2530
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	P3
Legal Description	FAIRFIELD (SALEM FIELDS) LOT 16 SEC 1-A PHASE 2
Legal Subdivision	FAIRFIELD (SALEM FIELDS)
Legal Phase	2
Legal Lot Number	16
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2012
Census Tract	20114

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11003 GANDER CT, FREDERICKSBURG, VA 22407-2530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2016 · Amount on Record
Deed Sale	Oct 5, 2016 · Amount on Record
Prior Sale	Apr 21, 2015 · Amount on Record
Deed Document Number	201617268
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	11003 GANDER CT, FREDERICKSBURG, VA 22407-2530
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220002191
Date	Jan 31, 2022
Instrument	220002191

Lender

Name	CITIZENS BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,359.00 (+30.69%)	$320,000 (+36.75%) Land $130,000 Building $190,000
2025			$320,000 (+36.75%) Land $130,000 Building $190,000
2023	$1,805.00	$234,000 Land $70,000 Building $164,000	$234,000 Land $70,000 Building $164,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20