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11009 Gander Ct, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 11009 Gander Ct, Fredericksburg, VA 22407

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,240 sqft · built 2000
Lot Size0.06 acres (2,635 sqft)
OwnerIndividual Name on Record
Last Sale$129,340 (Sep 2000)
Tax Bill$2,252 (2026)
Deeds & MortgagesAug 2021 Refinance
Aug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN22T-11-13

Property Details

APN / Parcel Number

Primary APN22T-11-13
Alternative APN
  • 022T11-13

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,240 sqft Finished Area
Basement Area600 sqft
Unfinished Basement150 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area2,635 sqft (0.06 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Deck Area183 sqft
Patio Area183 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address11009 GANDER CT
CityFREDERICKSBURG
StateVA
Zip22407-2530
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeP3
Legal DescriptionFAIRFIELD (SALEM FIELDS) LOT 13 SEC 1-A PHASE 2
Legal SubdivisionFAIRFIELD (SALEM FIELDS)
Legal Phase2
Legal Lot Number13
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionSALEM
Census Block Group2
Census Block2012
Census Tract20114

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11009 GANDER CT, FREDERICKSBURG, VA 22407-2530
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PENTAGON FEDERAL CREDIT UNION
Aug 3, 2018Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2000 · Amount on Record
Deed SaleSep 15, 2000 · Amount on Record
Deed Book / Page1856 / 370
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address11009 GANDER CT, FREDERICKSBURG, VA 22407-2530
Transaction TypeMortgage
Record UpdatedSep 30, 2025
Title CompanyPRESTIGE TITLE AND ESCROW, PRESTIGE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210023881
DateAug 6, 2021
Instrument210023881
Lender
NamePENTAGON FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term120 Months
DueAug 1, 2031
Interest
Rate TypeFixed Rate
Rate2.25%

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address11009 GANDER CT, FREDERICKSBURG, VA 22407-2530
Document Number201800013959
Instrument DateAug 3, 2018
Transaction TypeMortgage
Record UpdatedSep 4, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800013959
DateAug 21, 2018
Instrument13959
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 20, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,252.00 (+8.37%)$305,500 (+7.91%) Land $135,000 Building $170,500
2025$2,078.00 (+21.1%)$283,100 (+27.29%) Land $105,000 Building $178,100$305,500 (+7.91%) Land $135,000 Building $170,500
2024$283,100 (+27.29%) Land $105,000 Building $178,100
2023$1,716.00$222,400 Land $75,000 Building $147,400$222,400 Land $75,000 Building $147,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPOTSYLVANIA COUNTY UTILITIES
serves 96,846 people · EPA ID VA6177300
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 2,000
AT&T
Fixed Wireless		100 / 20

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