Mercer County property record for 1100 Ruby Ln, Coldwater, OH 45828 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1993 |
| Square Footage | 2,310 sqft Living Area |
| Lot Size | 15,015 sqft (0.344 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $222,520 (2010) |
| Tax Bill | $4,380.00 (2025) |
| Primary APN | 05-178000.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,310 sqft Living Area |
| Basement Area | 1,520 sqft Basement |
| Finished Basement | 1,520 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 15,015 sqft (0.344 acres) |
| Depth X Width | 143 ft x 105 ft Depth x Width |
| Garage Type | Attached Garage |
| Street Address | 1100 RUBY LN |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1082 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WESTVIEW THIRD ADD LOT#: 1372 |
| Legal Subdivision | WESTVIEW THIRD ADD |
| Legal Lot Number | 1372 |
| Jurisdiction | MERCER OH |
| Minor Civil Division | BUTLER |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 967700 |
Source: Mercer County records · APN 05-178000.0000
Assessment roll updated February 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1100 RUBY LN, COLDWATER, OH 45828-1082 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFF |
| May 21, 2018 | Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK CO |
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 17, 2010 · Amount on Record |
| Deed Sale | Mar 17, 2010 · Amount on Record |
| Deed Doc Number | 20101198 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | May 17, 2022 |
| Property Address | 1100 RUBY LN, COLDWATER, OH 45828-1082 |
| Document Number | 202200002496 |
| Map Reference | VOL 1 PG 169 |
| Instrument Date | May 17, 2022 |
| Instrument | 202200002496 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 1100 RUBY LN, COLDWATER, OH 45828-1082 |
| Document Number | 202200002497 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 202200002497 |
| Name | THE CITIZENS NATIONAL BANK OF BLUFF |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 1100 RUBY LN, COLDWATER, OH 45828-1082 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800002370 |
|---|---|
| Date | May 21, 2018 |
| Instrument | 201800002370 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 20, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 1100 RUBY LN, COLDWATER, OH 45828-1082 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000004020 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 202000004020 |
| Name | THE CITIZENS NATIONAL BANK OF BLUFFTON |
|---|---|
| Type | Bank |
| Address | BLUFFTON, OH 45817 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2035 |
Source: Mercer County records · Assessment roll updated February 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,380.00 | $131,570 (-) Land $15,890 Building $115,680 | |
| 2024 | $4,380.00 (+1.93%) | $131,570 (-) Land $15,890 Building $115,680 | |
| 2023 | $4,297.00 (+16.29%) | $131,570 (+30.8%) Land $15,890 Building $115,680 | $375,900 (+30.79%) Land $45,400 Building $330,500 |
| 2022 | $3,695.00 | $100,590 Land $12,530 Building $88,060 | |
| 2020 | $287,400 Land $35,800 Building $251,600 |
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