Mercer County property record for 1016 Ruby Ln, Coldwater, OH 45828 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1993 |
| Square Footage | 2,036 sqft Living Area |
| Lot Size | 15,015 sqft (0.344 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $55,714 (2005) |
| Tax Bill | $3,867.00 (2025) |
| Primary APN | 05-177800.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,036 sqft Living Area |
| Basement Area | 1,279 sqft Basement |
| Finished Basement | 1,279 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 15,015 sqft (0.344 acres) |
| Depth X Width | 143 ft x 105 ft Depth x Width |
| Garage Type | Attached Garage |
| Street Address | 1016 RUBY LN |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1078 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WESTVIEW THIRD ADD PLATTED 11/30/92 RTS: 000-00-00 LOT#: 1370 |
| Legal Subdivision | WESTVIEW THIRD ADD |
| Legal Lot Number | 1370 |
| Jurisdiction | MERCER OH |
| Minor Civil Division | BUTLER |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 967700 |
Source: Mercer County records · APN 05-177800.0000
Assessment roll updated February 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1016 RUBY LN, COLDWATER, OH 45828-1078 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 26, 2023 | Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK CO |
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES BANK CO |
| May 18, 2018 | Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 2005 · Amount on Record |
| Deed Sale | Apr 19, 2005 · Amount on Record |
| Deed Doc Number | 20052374 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 1016 RUBY LN, COLDWATER, OH 45828-1078 |
| Transaction Type | Mortgage |
| Record Updated | Jan 08, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1016 RUBY LN, COLDWATER, OH 45828-1078 |
| Document Number | 202300005029 |
|---|---|
| Date | Dec 26, 2023 |
| Instrument | 202300005029 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 20, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 1016 RUBY LN, COLDWATER, OH 45828-1078 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100000175 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 202100000175 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 1016 RUBY LN, COLDWATER, OH 45828-1078 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201800002358 |
|---|---|
| Date | May 18, 2018 |
| Instrument | 201800002358 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 20, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Mercer County records · Assessment roll updated February 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,867.00 | $116,170 (-) Land $15,890 Building $100,280 | |
| 2024 | $3,867.00 (+1.92%) | $116,170 (-) Land $15,890 Building $100,280 | |
| 2023 | $3,794.00 (+11.52%) | $116,170 (+25.44%) Land $15,890 Building $100,280 | $331,900 (+25.43%) Land $45,400 Building $286,500 |
| 2022 | $3,402.00 | $92,610 Land $12,530 Building $80,080 | |
| 2020 | $264,600 Land $35,800 Building $228,800 |
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