1108 Ruby Ln, Coldwater, OH 45828 Property Records

Mercer County property record for 1108 Ruby Ln, Coldwater, OH 45828 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1994
Square Footage1,949 sqft Living Area
Lot Size15,015 sqft (0.344 acres)
OccupancyOwner Occupied
Last Sale$551,425 (2005)
Tax Bill$3,639.00 (2025)

Property Details

APN / Parcel Number

Primary APN05-178200.0000
Alternative APN
  • 08-28-151-005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,949 sqft Living Area
Basement Area1,949 sqft Basement
Unfinished Basement1,949 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area15,015 sqft (0.344 acres)
Depth X Width143 ft x 105 ft Depth x Width
Garage TypeAttached Garage

Location & Zoning

Street Address1108 RUBY LN
CityCOLDWATER
StateOH
Zip45828-1082
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWESTVIEW THIRD ADD PLATTED 11/30/92 RTS: 000-00-00 LOT#: 1374
Legal SubdivisionWESTVIEW THIRD ADD
Legal Lot Number1374
JurisdictionMERCER OH
Minor Civil DivisionBUTLER
Census Blockgroup3
Census Block3008
Census Tract967700

Owner

Source: Mercer County records · APN 05-178200.0000

Assessment roll updated February 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1108 RUBY LN, COLDWATER, OH 45828-1082
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2018Deed of Trust, Mortgage · Line of Credit
THE PEOPLES BANK CO
Sep 22, 2017Deed of Trust, Mortgage · Line of Credit
THE PEOPLES BANK CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 15, 2005 · Amount on Record
Deed SaleFeb 15, 2005 · Amount on Record
Deed Doc Number20051006
Record RefreshedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address1108 RUBY LN, COLDWATER, OH 45828-1082
Transaction TypeMortgage
Record UpdatedFeb 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 201800000482
DateJan 31, 2018
Instrument201800000482
Lender
NameTHE PEOPLES BANK CO
TypeBank
AddressCOLDWATER, OH 45828
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueFeb 20, 2028

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address1108 RUBY LN, COLDWATER, OH 45828-1082
Transaction TypeMortgage
Record UpdatedOct 02, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 201700004412
DateSep 22, 2017
Instrument201700004412
Lender
NameTHE PEOPLES BANK CO
TypeBank
AddressCOLDWATER, OH 45828
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 20, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Mercer County records · Assessment roll updated February 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionButler Township
MunicipalityColdwater Village
Unified School DistrictColdwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,639.00$109,310 (-) Land $15,890 Building $93,420
2024$3,639.00 (+1.93%)$109,310 (-) Land $15,890 Building $93,420
2023$3,570.00 (+11.49%)$109,310 (+25.37%) Land $15,890 Building $93,420$312,300 (+25.37%) Land $45,400 Building $266,900
2022$3,202.00$87,190 Land $12,530 Building $74,660
2020$249,100 Land $35,800 Building $213,300

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